Your cash back balance resets on January 1 each year

Cash back rewards in an easy-to-use gift certificate

CIBC Costco Mastercard and CIBC Costco Business Mastercard cardholders will receive a gift certificate with their January statement containing cash back earned from the previous year.

Limitless cash back,  

Easy access

No expiration

How to earn cash back rewards


Earn cash back everywhere you shop,    

Check your cash back balance anytime

How to access your annual cash back gift certificate

You'll receive your gift certificate every January on your statement cycle date, as long as your account is in good standing on December 31 of the previous year.

When your January statement is issued, you can access your gift certificate through mobile or online banking, or on the last page of your statement.


Explore gift certificate access options:


Prefer to access a digital gift certificate?

Redeem your rewards easily

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Don’t have an existing CIBC Costco Mastercard or CIBC Costco Business Mastercard? 

Learn more about CIBC Costco credit cards

Your Costco cash back questions answered

Earning, receiving and redeeming your cash back certificate

Exceptions to receiving your cash back gift certificate