What's identity fraud and identity theft?
Identity fraud happens when a fraudster uses stolen personal information. Often, it's used to commit fraud and hide criminal activity. This includes pretending to be someone else when applying for bank accounts, loans or credit cards. Identity theft is a deliberate act to steal personal information. A fraudster may dumpster dive, steal mail, use phishing emails, computer spyware or malware to get this information.
Warning signs of identity fraud and theft