Live and bank in Canada with confidence

From opening your first bank account to getting the credit you need, we're here for you. You can reach us by phone, 24 hours a day.

Get your paycheque deposited automatically into your bank account and review your transactions anywhere, on your mobile device.

Quickly and easily transfer money from your CIBC account to friends and family in more than 120 countries.ⓘ

Start saving and managing your money in Canada

CIBC Smart Account for Foreign Workers


Apply now for the CIBC Smart Account for Foreign Workers. Opens in a dialog. Learn more   about the CIBC Smart Account for Foreign Workers.

NEWCOMER BANKING BUNDLE

Get $450ⓘ cash
after you open a CIBC Smart Account for Newcomers as your first CIBC chequing account and complete the qualifying actions.ⓘ Plus, pay no monthly fee for 2 years.ⓘ

Get your first Canadian credit card

Special offer

Get 2 annual fee rebates for you and up to 3 Authorized Users.ⓘ

Featured Card

CIBC Dividend Platinum® Visa* Card

Annual fee

$99 (first 2 years rebatedⓘ)

Minimum annual income

$15,000 household

Interest rate for purchasesⓘ

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(effective the first day of your 2025 August statement period: 21.99%)

Interest rate for cashⓘ

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RDS(%rate[2].VPDIV.Published(null,null,90,null)(#O2#)% (for Quebec residents)ⓘ

Apply in person at any branch

Book a meeting   Opens in a new window. Learn more about our CIBC Dividend Platinum Visa Card.

Make the most of your move to Canada

What to do after you arrive

Learn important things to do in the first week, month and year after your arrival to experience the best that Canada has to offer.

Learn more about what to do after you arrive in Canada.

Send and receive money in Canada

With CIBC Global Money Transfer™, you can send money to over 120 countries, including India, the Philippines, China and the United States.ⓘ

Learn more about CIBC Global Money Transfer.

Buying a home in Canada

With the CIBC Foreign Worker Program Mortgage, you may qualify to buy a home even if you don’t have any credit history in Canada.

Learn more about the CIBC Foreign Worker Program Mortgage.

Your questions answered

Get a 12-month Skip+ free trial when you link your CIBC credit or debit card with your Skip accountⓘ

Koodo phone plan

CIBC Newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan.

Pre-paid Koodo SIMs

Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB + unlimited Canada-wide call and text.

Learn moreabout pre-paid Koodo SIMs for CIBC Newcomer clients.

Canoo

CIBC is proud to partner with Canoo to help Newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.

Learn more about Canoo. Opens in a new window.

Let's get in touch


Call us anytime


Book a meeting


Visit a branch or ATM