Start saving today


What you need to know:

  • Earn a RDS%rate[3].CBPGA.rate(null,0.0_and over_0.0_CAD_Balance,1,1)(#O2#)% interest rate on every dollar you save
  • Interest calculated each day and paid monthly

Earn interest

You earn an interest rate of:

All balances

RDS%rate[3].CBPGA.rate(null,0.0_and over_0.0_CAD_Balance,1,1)(#R#)%

Fees

Monthly fees

None

Transactions

  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit)
  • Debit purchases

 

$1.50 per transaction

Paperless record keeping1

Free

Account inquiries

Free

Receiving Interac e-Transfer®

Free

Sending Interac e-Transfer®

$1.50 each + transaction fee, if applicable

Non-CIBC bank machine withdrawal

$1.50 each + transaction fee, if applicable

Bank anywhere, anytime, on any device

More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps do all this and more.

Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking  has it all. And we’ve got the awards to prove it.

ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM close to you.

Make it personal

Bank evenings and weekends at many of our 1,100+ branches, or chat with an agent online. If you need to talk money, our advisors are available. Find a branch nearby.


More ways to save

Are you 18 years old or younger? CIBC Advantage® for Youth offers:

  • Free banking with the CIBC Premium Growth Account
  • Interest on every dollar you save

Visit a branch

Are you 60 or older? CIBC 60 Plus Advantage® offers you:

  • 2 free transactions2 per month with the CIBC Premium Growth Account
  • Free bank drafts and money orders
  • $5 off the annual rental fee for a safety deposit box (any size; subject to availability)