Start saving today

What you need to know:

  • Earn a RDS%rate[3].CBPGA.rate(null,0.0_and over_0.0_CAD_Balance,1,1)(#O2#)% interest rate on every dollar you save
  • Interest calculated each day and paid monthly3

Earn interest

You earn an interest rate of:

All balances

RDS%rate[3].CBPGA.rate(null,0.0_and over_0.0_CAD_Balance,1,1)(#R#)%


Monthly fees



  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit)
  • Debit purchases


$1.50 per transaction

Paperless record keeping1


Account inquiries


Receiving money through Interac e-Transfer


Sending money through Interac e-Transfer

$1.50 each + transaction fee, if applicable

Non-CIBC bank machine withdrawal

$2.00 each2

Bank anywhere, anytime, on any device

  More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps do all this and more.

  Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking has it all. And we’ve got the awards to prove it.

  ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM close to you.

  Make it personal

Bank evenings and weekends at many of our 1,100 and more banking centres, or chat with an agent online. If you need to talk money, our advisors are available. Find a banking centre nearby.Opens a new window in your browser.

More ways to save

Are you 18 years old or younger? CIBC Advantage® for Youth offers:

  • Free banking, including unlimited Interac e-Transfer service with the CIBC Premium Growth Account
  • Interest on every dollar you save

Visit a banking centre

Over 65? CIBC Smart® for Seniors offers you:

  • 2 free transactions2 per month with the CIBC Premium Growth Account
  • Free bank drafts and money orders
  • $5 off the annual rental fee for a safety deposit box (any size; subject to availability)