Credit Card Comparison | CIBC
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† Offer applies to the following newly approved credit card accounts: CIBC Aventura Visa Card for Business ($120 and $180) and CIBC Aerogold Visa Card for Business ($180) (each an “Eligible Card”). If you apply for an Eligible Card between April 1, 2015 and April 30, 2016 and are approved, you will be eligible to receive the following (the “Offer”): a 100% rebate on the first year annual fee for the primary cardholder and any authorized user you add to the Eligible Card account at the time you submit your application (up to a maximum of 3) (the “Rebate”). Rebate will be awarded to the primary cardholder and will appear as a credit against the applicable annual fee(s) on the first monthly statement.
1 You will receive a Welcome Bonus of Aventura Points when you make your first purchase at any time with your card. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Point redemptions. It may take up to several business days for purchases to be posted to your account. Bonus points will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aventura Points are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura credit card are excluded. Offer and bonus points are non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
2 Earn 1.5 Aventura Points on purchases (excluding returns) at merchants classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores. This bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drug store and gas merchants will earn Aventura Points at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
3 Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and surcharges may apply to Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period.
4 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfers and convenience cheques.
5 Earn 1.5 Aeroplan Miles on purchases (excluding returns) at merchants that are classified in the Visa network as grocery stores, service stations/automated gas dispensers or drug stores and aircanada.com excluding Air Canada Vacation packages. This bonus Aeroplan Miles offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at these merchants will earn Aeroplan Miles at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change at any time without notice.
6 TELUS Rewards points are earned on purchases less returns. Returns on purchases that earned 50% bonus points will reduce your TELUS Rewards account by 1.5 points for each dollar in returns. Cash advances, CIBC Convenience Cheques, balance transfers, banking fees (including interest and My Identity Assist fees), payments and TELUS Rewards points redemptions do not earn TELUS Rewards points. TELUS Rewards points earned while your VISA account is not in good standing will only be credited once the account is returned to good standing. For complete terms and conditions, please refer to telus.com/rewardsterms.
7 For a list of qualifying TELUS products and services see telus.com/rewards.