Bank a little or a lot? Take advantage of a flexible monthly fee

Our most popular chequing account

Enjoy worry-free banking and only pay for what you use. 

$02   up to   $16.95

Need a credit card too? Learn how you can receive a one-time annual fee rebate of up to $139 on eligible credit cards. 1

More chequing account features

How do I qualify for a CIBC Smart Account?


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Get a bank account that does more for you

Create healthier financial habits with CIBC Insights

Get an alert before you're overdrawn

Pay how you like

Save up to 10 cents per litre on gas

Send money abroad

Use direct deposit

Learn more about how to set up direct deposit.

Bank your way

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Pre-authorize your payments

Learn more about pre-authorized payments.

A CIBC chequing account lets you manage your money with ease

How to

Use CIBC eDeposit®


Save on bank account fees

How to

Order foreign cash online