Ready for a $400 reward?

Provide your email address when you open a CIBC Smart Account, then within 2 months:

Step 1.

Step 2.


Conditions apply.

Under 25?

Bank smarter with a flexible monthly fee

$01 up to $16.95

Monthly fee by number of transactions  Learn about transactions. Opens in a dialog.

What to love about the CIBC Smart Account

Step 1.

Enjoy unlimited transactions2

Step 1.

Keep track of your account

Step 1.

Take control of your finances

Get a debit card that does more for you

Newcomer, student or foreign worker?