It's a mortgage

Choose from a wide range of mortgage options, including:

CIBC Fixed-Rate Closed Mortgage: You'll always know what your payments will be.

CIBC Variable Flex Mortgage®: Low variable rates and higher prepayment privileges.

It's a home equity line of credit

  • Flexible, ongoing access to funds at a low interest rate; secured against your home equity
  • Automatic rebalancing so as you pay down your mortgage, your line of credit will increase up to your available limit1
  • No need to switch your mortgage to CIBC to qualify
  • Only pay interest on the funds you use
  • Flexible repayment options, including the ability to pay as little as interest only


C I B C Home Power Plan Video
Scott & CIBC: on the CIBC
Home Power Plan