When your banking needs are few

CIBC Everyday® Chequing Account

This account gives you what you need for your minimal day-to-day banking.

  • Low monthly fee of only $3.90
  • Includes 12 free transactions1 each month
  • Monthly fee is waived when you maintain a balance of $1,000 or more
  • Shop online & around the world with your CIBC Advantage Debit Card®
  • Receiving Interac e-Transfers® is free
What is VISA* Debit?

An enhanced debit card that uses the VISA network to process debit payments.

What it means for you

You can continue to pay by debit at stores in Canada. The enhancement lets you pay by debit online, by phone, by mail and in person anywhere in the world where Visa or Visa Debit are accepted, with the added security from Visa.

Learn more: the CIBC Advantage Debit Card

Meet your day-to-day banking needs

Monthly Fees $3.90
Waived when you maintain a $1,000 minimum balance.
  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases
12 free per month, and $1 for each additional transaction
  • Sending Interac e-Transfers®
  • Non-CIBC bank machine withdrawals

$1.50 each + transaction fee, if applicable2
Personal Account Service Fees
Additional Service Fees


Find the right account for you

I want an account for my basic banking needs

CIBC Everyday Chequing Account

Apply Now: For a CIBC Everyday Chequing Account
  • 12 transactions per month
  • $3.90 monthly fee (waived when you maintain a $1,000 minimum balance)
  • $1.50 + applicable transaction fee for each Interac e-Transfer®


Bank anywhere, anytime, on any device

More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps do all this and more.

Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking has it all. And we’ve got the awards to prove it.

ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM close to you.

Make it personal

Bank evenings and weekends at many of our 1,100+ branches, or chat with an agent online. If you need to talk money, our advisors are available. Find a branch nearby.


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1 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking® and CIBC Mobile Banking®. Additional fee(s) apply to withdrawals from non-CIBC bank machines, INTERAC e-Transfer™ transactions and transactions in foreign currency (including cheques written in currencies other than the account currency). These fees apply to all customers, including CIBC Advantage for Youth, CIBC Advantage for Students and CIBC 60 Plus Advantage customers. For Everyday Chequing and EverydayPlus Chequing there is a $1.00 fee for each additional transaction over the monthly limit.

2 The regular fee applies to sending any additional Interac e-Transfers®. Transfers cannot be carried forward to subsequent months.