CIBC Aventura® Visa Infinite™ Card
Earn up to 20,000 Aventura Points
Plus, we’ll cover the 1st year’s annual fee
- Apply for a new, eligible card between January 1, 2014 and March 31, 2014 and you can earn;
- a welcome bonus of 15,000 Aventura Points after your first card purchase; and
- an additional 5,000 Aventura Points when you spend $500 in net card purchases during your first three consecutive monthly statement periods;
- Plus, we’ll cover the 1st year’s annual fee
That’s enough for a short-haul flight worth up to $400†
CIBC Aventura® Visa Infinite™ Card
More Aventura Points. More Rewards.
15,000 Aventura® Points Welcome Bonus after first purchase2
Fly for as low as 10,000 Aventura Points3
Redeem Aventura Points for full airfare including taxes and fees or enjoy the flexibility of using Aventura Points plus cash5.
1x1 Aventura Point for every $1 dollar spent using your card6
1.5x1.5 Aventura Points for every $1 you spend on purchases at gas stations, grocery and drug stores4
2xDouble Aventura Points when you purchase your trip through the CIBC Aventura Rewards Centre7
3xTriple Aventura Points at select high-end restaurants participating in CIBC Bonus Rewards8
Calculate how many Aventura Points you could be earning by using a CIBC Aventura Visa Infinite Card
Fly sooner with a premium travel rewards card.
This card is perfect if you:
- Want the freedom to travel on points on any airline, with no black-out periods1
- Want to earn travel rewards on all your purchases
- Want comprehensive insurance coverage including flight, auto rental and travel medical9
- Enjoy perks such as Avis® and Budget® car rental discounts10
- Enjoy Visa Infinite Exclusive Offers including, access to luxury worldwide travel & hotels, and dining & entertainment events – CIBC Rewards website
- Want CIBC Travel Concierge Service14 for travel related needs – 1-888-232-5656
- Want Visa Infinite Concierge Service, for all other inquiries – 1-888-853-4458
- Have a minimum personal income of $60,000 or a minimum household income of $100,000
Annual Fee: $120 Additional Cards: $50 per year (3 card maximum)
Interest Rate - Purchases11: % Interest Rate - Cash11: %
Travel confidently with CIBC insurance.
- Out-of-Province Emergency Travel Medical Insurance9
- Flight Delay and Baggage Insurance for lost, stolen, damaged or delayed checked baggage9
- Trip Cancelation/Trip Interruption Insurance9
- Auto Rental Collision/Loss Damage Insurance9
- $500,000 Common Carrier Accident Insurance9
- Purchase Security and Extended Protection Insurance9
Agreements & Insurance
- CIBC Payment Protector™ Insurance for credit cards
Even more reasons to choose the
CIBC Aventura Visa Infinite Card.
Authorized User Spending Limits
Assign specific spending limits for purchases and cash to any of your authorized user(s)12 – at no cost.
As a CIBC Aventura Visa Infinite Card cardholder, you can manage, track and organize your credit card activity – and get access to enhanced security features.
- Enhanced Monthly Statements
- Spend Report
- Spend Alerts
- Personal Spend Manager
- Credit Report Alerts
- Fraud Alerts
- Identity Theft Assistance
CIBC Mobile Banking®
On-the-go banking 24/7 with CIBC Mobile Banking Apps for iPhone, iPad, Android™ and other smartphones.
CIBC Mobile Payment™ App
Make secure credit card purchases of up to $50 at participating vendors using an eligible smartphone.
CIBC Online Banking®
View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.
Contactless payments for small purchases: a fast, safe and convenient alternative to paying with cash.13
Ratings and Reviews
Terms and Conditions
* Offer applies to the following newly approved credit card accounts: CIBC Aventura Gold Visa Card and CIBC Aventura Visa Infinite Card (each an “Eligible Card”). If you apply for an Eligible Card between January 1, 2014 and March 31, 2014 and are approved, you will be eligible to receive the following (the “Offer”):
a welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with an Eligible Card;
an additional bonus of 5,000 Aventura Points if you have at least $500 in net card purchases at the time the Aventura Points are being awarded and, such purchases are posted to your Eligible Card account during your first three consecutive monthly statement periods (regardless of whether or not your monthly statement is issued to you). Net card purchases means card purchases less returns. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Aventura Point redemptions. It may take up to several business days for purchases to be posted to your account. Bonus Aventura Points will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account; and
a 100% rebate on the first year annual fee for the primary cardholder and any authorized user you add to the Eligible Card account at the time you submit your application (up to a maximum of 3) (the “Rebate”). Rebate will be awarded to the primary cardholder and will appear as a credit against the applicable annual fee(s) on the first monthly statement.
Eligible Card account must be open and in good standing at the time the Aventura Points and Rebate are awarded. Offer applies to newly approved Eligible Card accounts only; transfers from an existing CIBC credit card to an Eligible Card and authorized users added after your application is submitted are excluded. Offer is non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
† For further details, see the Aventura Flight Rewards Chart at www.cibcrewards.com.
1 For full details see maximum ticket prices and Aventura Flight Rewards Chart at www.CIBCRewards.com. Some airlines may impose fees, restrictions or other conditions on air travel. Aventura Points will be cancelled if they remain unredeemed for 60 days after you voluntarily close your Aventura credit card account or within 12 months of the primary cardholder’s death.
2 You will receive a welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with your card. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Point redemptions. It may take up to several business days for purchases to be posted to your account. Bonus points will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aventura Points are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Infinite Card are excluded. Offer and bonus points are non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
3 Flight availability at this Aventura Point level depends on ticket prices set by airlines. Flights at this Aventura Point level will not be available to all destinations from all departure points and times.
4 Earn 1.5 Aventura Points per dollar charged on purchases (excluding returns) at merchants classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores. This bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drug store and gas merchants will earn Aventura Points at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
5 Aventura Points can be redeemed for up to 100% of the cost of airfare as well as (if you have sufficient Aventura Points) for taxes and other charges on airfare purchased through the CIBC Rewards Centre. You must book all flights through the CIBC Rewards Centre. Some taxes and other charges may be collected locally/when you are travelling, and cannot be prepaid; please ask a CIBC Rewards Centre Counsellor for specific details.
6 Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and surcharges may apply to Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period.
7 Bonus (double) Aventura Points are earned on each dollar charged to the card on CIBC Rewards Centre travel purchases other than taxes, insurance, service charges or similar items. Aventura Points are not earned on travel obtained by redeeming Aventura Points.
8 The number of Bonus Aventura Points that you may earn is at the sole discretion of the participating CIBC Bonus Rewards partner and may only be earned when you use your card for payment. The CIBC Bonus Rewards Benefit cannot be combined with other promotional offers. CIBC Bonus Rewards terms, conditions and participating merchants may change without notice. For full details and important information regarding the CIBC Bonus Rewards Benefit, please visit www.cibcbonusrewards.com.
9 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see www.cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares and other trip costs to be charged to the card to activate coverage. Other conditions may also apply. Auto Rental Collision/Loss Damage Insurance (CLDI) is available for automobile rentals of up to 48 days. The full cost of the rental must be charged to the card and the rental agency’s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency’s CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI insurance certificate in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the covered person is age 64 or under*, or for the first 3 days of a trip if the covered person is age 65 or older*;*Dependent children must be age 20 or under or a full-time student age 24 or under, unless they have a permanent physical or mental deficiency. TMI may not cover medical procedures performed without pre-approval. TMI, Trip Cancellation and Trip Interruption Insurance may not cover certain pre-existing health/medical conditions. Certain RSA coverages are “excess insurance” (all other sources of insurance and recovery must be exhausted before coverage is available). For more information, call RSA toll-free at 1-866-363-3338 in Canada, continental U.S. and Hawaii or collect from elsewhere at 905-403-3338.
10 Discounts are determined by the participating rental agency and apply to time and kilometre/mileage charges only.
11 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. “Cash” means cash advances, balance transfers and convenience cheques.
12 Primary cardholder may assign and change the Authorized User Spending Limits on your credit card account for any authorized user(s) by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the credit limit or cash limit of the card. “Cash” refers to cash advances, convenience cheques and balance transfers. Visit www.cibc.com/ca/credit-cards/budgeting-spend/spending-limits.html for full details.
13 Subject to merchant transaction limits.
14 The CIBC Visa Infinite Travel Concierge Service is operated by an independent travel service agency, Merit Travel Group Inc. Registration Numbers: ON.50010422/4499356, BC.34799, QC.7002238.