CIBC Unlimited® Chequing Account

An account that fits your busy life

CIBC Unlimited® Chequing Account

With this account, you can make as many debit purchases, withdrawals, and other transactions as you need – all for a low flat monthly fee. Plus, get 24/7 global access to your money.

  • Flat monthly fee of $13.95
  • Unlimited free transactions1 every month
  • Free paperless record-keeping and account inquiries
  • Shop online and around the world with your CIBC Advantage Debit Card®
  • Receiving Interac eTransfers® is free
What is VISA* Debit?

An enhanced debit card that uses the VISA network to process debit payments.

What it means for you

You can continue to pay by debit at stores in Canada. The enhancement lets you pay by debit online, by phone, by mail and in person anywhere in the world where Visa or Visa Debit are accepted, with the added security from Visa.

Learn more: the CIBC Advantage Debit Card

Our most flexible chequing account

Monthly Fees $13.95
Transactions
  • Cheques
  • Withdrawals (including ABM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases
Unlimited
Sending INTERAC e-Transfers® 2 free per month and $1.50 thereafter + transaction fee, if applicable2
Non-CIBC bank machine withdrawal $1.50 each + transaction fee, if applicable

Why CIBC

Better ways to bank with CIBC

Innovative banking

Award winning mobile and online banking – take care of all your day-to-day banking on your smartphone, tablet or online.

Extensive ATM network

CIBC has one of the largest bank machine networks in Canada – so you can access your money when and where you want to.

Longer hours

Many of our 1,100+ branches stay open later, with some open on Sundays, so you can bank around your schedule and not the other way around.

Expert advisors

Our advisors can help you make the most of your money and minimize fees, by offering personalized expert advice and solutions that fit your needs.

Questions?

Enter your question in sentence form, e.g.: What types of accounts does CIBC offer?

Top 10 Questions


1 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking® and CIBC Mobile Banking®. Additional fee(s) apply to withdrawals from non-CIBC bank machines, Interac e-Transfer® transactions and transactions in foreign currency (including cheques written in currencies other than the account currency). These fees apply to all customers, including CIBC Advantage for Youth, CIBC Advantage for Students and CIBC 60 Plus Advantage customers. For Everyday Chequing and EverydayPlus Chequing there is a $1.00 fee for each additional transaction over the monthly limit.

2 The regular fee applies to sending any additional Interac e-Transfers®. Transfers cannot be carried forward to subsequent months.

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