Mortgage Selector

The CIBC Mortgage Selector can help you find a mortgage that suits your needs. Simply enter your information below.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Based on your answers, we recommend: CIBC Better Than Posted Mortgage® CIBC Fixed-Rate Closed Mortgage CIBC Convertible Mortgage CIBC Variable Flex Mortgage®

To finance a new home purchase with a closing date more than 90 days in the future, please call us at 1-866-525-8622.

Great for first time homebuyers, the CIBC Better Than Posted Mortgage offers guaranteed reductions on posted rates. You’ll be able to:

  • Get the security of a fixed interest rate
  • Prepay up to 10% of original principal mortgage amount annually
  • Your mortgage payments (principal and interest) can be increased up to 100% of the original regular payment amount any time during the term. The extra amount is applied directly to the principal, reducing overall costs
Learn more

Offering a secure rate for the term of your choice, the CIBC Fixed-Rate Closed Mortgage keeps your payments predictable. You’ll be able to:

  • Lock in to a competitive interest rate for the term of your mortgage
  • Prepay up to 10% of original principal mortgage amount annually
  • Your mortgage payment amount (principal and interest) can be increased up to 100% of the original regular payment amount any time during the term. The extra amount is applied directly to the principal, reducing overall costs
Learn more

For a short term mortgage that offers you the option to convert your rate, the CIBC Convertible Mortgage is the flexible choice. You’ll be able to:

  • Secure a fixed interest rate for your term
  • convert to a closed-term CIBC mortgage without any prepayment costs
  • Increase up to 100% of your original regular payment (principal and interest) during the term
Learn more

For a low rate that will fluctuate based on the CIBC Prime Rate, the CIBC Variable Flex Mortgage also adds the convenience of conversion. You’ll be able to:

  • Prepay up to 20% of your original mortgage amount annually
  • Convert into a fixed rate closed mortgage term of 3 years or more at any time
  • Know your interest rate will fluctuate, but could potentially be higher or lower over the term of your mortgage
Learn more

We also offer

CIBC New Resident and Non-Resident Mortgage Offers

Flexible mortgage solutions for a new home or an investment property away from home

CIBC Self-Employed Recognition Mortgage™

Simplified approval process for entrepreneurs or the self-employed.

Wealth Builder Option for CIBC Mortgages™

Competitive rate and cash back that can be put towards investments and more.

Up to 7% cash back

Cash back based on your mortgage amount and term.

Transfer your mortgage to CIBC for free

Find out how you can become mortgage free sooner.

More for your mortgage:

CIBC Home Power® Line of Credit

For access to an ongoing source of funding. A CIBC Home Power line of credit offers flexibility value to meet your borrowing needs.

CIBC Personal Line of Credit

A CIBC Personal line of credit is a great way to borrow for ongoing access to funds ranging from $5,000 to $200,000, based on your circumstances.

Mortgage Life Insurance

Help protect your family’s home with Creditor Insurance for CIBC Mortgages.

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