A card with no annual fee – perfect for building your credit.

graphic of student using laptop sitting on top of a dollar sign

This card is perfect if you:

  • Are a student over the age of majority in your province
  • Want to start building your credit history
  • Don’t want to pay an annual fee
  • Need a card with unsurpassed acceptance worldwide
  • Want to make small purchases faster with Visa payWave
  • May need access to cash advances, up to $1,000 a day1

No annual fee

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Travel and shop confidently


  • $100,000 Common Carrier Accident Insurance3
  • Purchase Security & Extended Warranty Insurance3


  • CIBC Payment Protector™ Insurance for credit cards
  • CIBC Emergency Travel Medical Insurance

Even more reasons to choose the CIBC Classic Visa Card for Students

Authorized User Spending Limits
Assign specific spending limits for purchases and cash to any of your authorized user(s)4 – at no cost.

CIBC CreditSmart®
Innovative tools to help you better manage and organize your credit card spending, plus protection features for greater security.

CIBC Mobile Banking®
On-the-go banking 24/7 with CIBC Mobile Banking Apps for iPhone, iPad, Android and other smartphones.

CIBC Mobile Payment App
Make secure credit card purchases of up to $100 at participating vendors using an eligible smartphone6.

CIBC Online Banking®
View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave™
Contactless payments for small purchases of up to $100: a fast, safe and convenient alternative to paying with cash7.

graphic of smartphone and desktop displaying CIBC online banking

More great deals for students

Visit Student Life to learn about offers, scholarships, advice and more.

Students in Professional Programs

Don’t reach for your wallet. Use your phone to pay

Discover the convenience of Apple Pay and Samsung Pay.

More about Apple Pay

More about Samsung Pay