◊ In order for a client to be eligible for the 2-year Amazon Prime offer, a client must abide by the terms and conditions set out as provided in the CIBC SmartTM Account digital Amazon Prime offer terms and conditions (refer to legal footnote “†” below) and the Dividend Infinite & Dividend Platinum terms and conditions (refer to legal footnote “††” below).
† Offer begins on October 1, 2018 at 12:01 am (ET) and ends on December 28, 2018 at 11:59 pm (ET). Offer only open to Canadian residents (i) who have reached the age of majority; (ii) who are not holders or joint holders of a CIBC chequing account and; (iii) who have not previously received a CIBC chequing account promotional offer from 2015 to present time.
‡ Earn 4% cash back on purchases (less returns) at merchants classified by the credit card network as grocery stores or service stations/automated gas dispensers. Earn 2% cash back on purchases (less returns) at merchants identified as Tim Hortons or TELUS merchants by the merchant payment terminal. Some Tim Hortons and/or TELUS locations may be identified as other merchants by the merchant payment terminal. All other purchases earn 1% cash back. The 4% and 2% cash back offers are only available on the first $80,000 in net annual card purchases (meaning all card purchases by all cardholders, at any type of merchant) or $20,000 on gas, grocery, Tim Hortons or TELUS purchases on your account, whichever comes first; after that, net card purchases at all merchants, including grocery stores, service stations/automatic gas dispensers, Tim Hortons or TELUS will earn cash back at the regular rate of 1%. The $80,000 limit and the $20,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant/merchant categories may change without notice. Cash back is earned on card purchases less returns and not on cash advances, interest, fees, balance transfers, payments and regular CIBC Convenience Cheques. Credits for returns made on your account may result in a deduction of cash back at a higher earn rate, even though the return may relate to a purchase that earned cash back at a lower rate. The cash back is accumulated each month, beginning with the January Visa statement, and awarded at the end of the year as a credit on the December statement. Credit card account must be open and in good standing at the time the cash back is awarded. Cash back will be credited to the primary cardholder’s account.
1 The offer consists of a one-year Amazon Prime® membership code worth $79.00 CAD plus any applicable taxes (the “Amazon Prime Code”).
This offer applies to the following eligible cards: CIBC Dividend® Visa Infinite* Card and CIBC Dividend Platinum® Visa* Card. You must apply and be approved for a new eligible card between November 1, 2018 and February 28, 2019 to qualify for this offer.
In order to qualify for this offer and receive the Amazon Prime Code you must spend $500 or more in net eligible purchases during the first 4 monthly statement periods.
The following do not qualify as purchases: cash advances, balance transfers and CIBC Convenience Cheques. It may take up to several business days for purchases to be posted to your account. Card account must be open and in good standing at the time the Amazon Prime Code is awarded.
Offer applies to newly approved card accounts only. Transfers from an existing CIBC credit card are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. This offer can be combined with other CIBC offers that consist of the Amazon Prime Code.
Limit of 1 Amazon Prime code per eligible card per client on newly approved credit card accounts opened during the offer period to a maximum of 2 codes per client.
This offer is available online only for applications received through CIBC’s website at www.cibc.com, CIBC Online Banking, or through using the CIBC Mobile Banking® App on your mobile device during the offer period.
The Amazon Prime Code will be emailed to the primary cardholder within 8-10 weeks of completing the applicable requirements as provided herein. Please ensure you provide a valid email address during the application process in order to receive the Amazon Prime Code. The Amazon Prime Code must be accepted as awarded and is not transferable or assignable. The Amazon Prime Code is valid for activation until August 31, 2021 and can be added to an existing Amazon Prime membership subscription or applied in combination with other valid Amazon Prime membership codes. CIBC is not responsible if the Amazon Prime Code is not activated or not received for any reason. No Cash Reward substitutions will be permitted.
2 Interest rates may change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfers and Convenience Cheques.
3 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see our Agreements and Insurance page and the insurance certificate(s) in your card package. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares, hotel/motel and other trip costs to be charged to the card to activate coverage. Other conditions may also apply. Auto Rental Collision/Loss Damage Insurance (CLDI) is available for automobile rentals of up to 48 days. The full cost of the rental must be charged to the card and the rental agency's Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI insurance certificate in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the primary cardholder and covered person is age 64 and under (for all cards that have TMI coverage dependent children must be age 20 or under, unless they have a permanent physical or mental deficiency); TMI may not cover medical procedures performed without pre-approval. TMI and Trip Interruption Insurance may not cover certain pre-existing health/medical conditions. Certain RSA coverages are "excess insurance" (all other sources of insurance and recovery must be exhausted before coverage is available). For more information, call RSA toll-free at 1-866-363-3338 in Canada, continental U.S and Hawaii or collect from elsewhere at 905-403-3338.