Why choose a CIBC Special Offer GIC?

Competitive rates

Guaranteed returns

Low minimum investment

How much interest will you earn?

The CIBC Special Offer GIC is available in a non-registered account, which is a flexible way to grow and manage your savings.

New to GICs? Check out our glossary Opens a new window in your browser.

Term and rate


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What you need to know




Only at maturity

You can choose simple interest, which is paid monthly, semi-annually or annually. Or you can choose compound interest, which is calculated annually and paid at maturity


No fees


You can automatically renew your GIC when it matures or deposit your principal and interest into your bank account

Interested in other GIC rates?

How to invest in a CIBC Special Offer GIC

Step 1 of 3.

What you need to get started

• Your Social Insurance Number

• You must be living in Canada

• A CIBC personal bank account or line of credit to fund your GIC

Need an account? Apply for a bank account or line of credit

• Your GIC account number if you plan to use that account

Step 2 of 3.

Fill out the application

Applying online only takes about 5 minutes. Want us to guide you through the application? Call us or visit a banking centre. If you're already a CIBC client, you'll spend less time applying.

Step 3 of 3.

Review the details online

Keep tabs on your GIC using CIBC Online Banking®. Check your maturity date, interest rate, deposit amount and more at any time.

CIBC is a member of Canada Deposit Insurance Corporation (CDIC). GICs are eligible for CDIC coverage to a maximum of $100,000.