† Rates may be changed or withdrawn at any time without notice. Annual rates are current as of April 1, 2019, and applies only to a non-registered CIBC Special Offer GIC, available to CIBC personal and non-personal clients only, with interest paid annually or at maturity. Simple interest is calculated and paid monthly, semi-annually, or annually, depending on the payment option selected; or, compound interest is calculated annually and paid at maturity. For simple interest with semi-annual interest payment option the annual interest rate will be 0.125% less than the quoted rate. For simple interest with monthly payment option, the annual interest rate will be 0.25% less than the quoted rate (except if held by CIBC 60 Plus Advantage® clients and CIBC Smart™ for Seniors clients). No interest is earned on this GIC after maturity. Minimum investment of $1,000. Terms greater than 5 years are not insured by CDIC Insurance. Review the CIBC Deposit Register for a listing of deposits eligible for CDIC Deposit Insurance.
CIBC Cube Design & “Banking that fits your life.” are trademarks of CIBC.