$20 Tim Cash® Welcome Bonus2

That’s enough to make you a morning hero at work

Earn 1% Tim Cash on all purchases1

Redeem it instantly3 at Tim Hortons for your favourite goodies

Free Tims treats just for being a cardholder

Get free4 featured products every weekend11
new product trials and complimentary coffee and Timbits® to celebrate your birthday12


No annual fee
$0
Each additional card (up to 3): $0

Interest rate
RDS%rate[2].VSTIM.Published(null,null,6,null)(#O2#)% for purchases5
RDS%rate[2].VSTIM.Published(null,null,3,null)(#O2#)% for cash5

Minimum annual income
$15,000 household


Calculate how much Tim Cash you could be earning

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

A person's cheque

Pay how you want

Lighten your wallet with dual card technology — it’s both a CIBC Visa* credit card and a TimCard® 

A jar of collected coins
Earn maximum rewards

No limit to how much Tim Cash you can collect and redeem

Tim Hortons coffee and a donut
Redeem Tim Cash

No saving up for ages to get rewards — collect and redeem Tim Cash often and instantly3

Valuable insurance included with your card

Purchase Security and Extended Protection Insurance 6

Optional insurance for your card

CIBC Travel Insurance
Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards7