Build your savings

  • Interest on every dollar and a RDS%rate[3].CBSA.rate(null,3000.0_and over_0.0_CAD_Balance,1,1)(#O2#)% interest rate when your balance is $3,000 or more
  • Interest calculated each day and paid monthly4
  • 1 free transaction1 per month


When your balance is:

You earn an interest rate of:

Up to $2,999.99

RDS%rate[3].CBSA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)%

$3,000.00 or more

RDS%rate[3].CBSA.rate(null,3000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%


Monthly fees




  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases

1 free transaction per month. $5 for each additional transaction

Paperless record keeping2


Account inquiries


Receiving money through Interac e-Transfer®


Sending money through Interac e-Transfer

$1.50 each + transaction fee, if applicable

Non-CIBC bank machine withdrawal

$2.00 each2

Bank anywhere, anytime, on any device

  More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps do all this and more.

  Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking has it all. And we’ve got the awards to prove it.

  ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM close to you.

  Make it personal

Bank evenings and weekends at many of our 1,100 and more banking centres, or chat with an agent online. If you need to talk money, our advisors are available. Find a banking centre nearby.Opens a new window in your browser.

All-inclusive banking that can save you hundreds

CIBC Premium Banking Bundle