Find out the status of your application in as little as 60 seconds

Apply and you’ll get a response in as little as 60 seconds!

Start your day with coffee rewards

CIBC Tim Hortons® Double Double™ Visa* Card

  • No annual fee
  • 1% back in Tim Cash™ on all qualifying purchases1
  • $20 Tim Cash™ welcome bonus2
  • Find out the status of your application in as little as 60 seconds5


Simplify your life and your wallet

Receive $20 in Tim Cash as a Welcome Bonus when you spend $200 anywhere2.

Instantly redeem Tim Cash earned at any Tim Hortons location3

Earn 1% back in Tim Cash for every dollar spent on purchases.

Tim Cash adds up quickly, so redeem it instantly at any Tim Hortons location

Use the sliders to indicate your approximate monthly credit card purchases.

This tool is currently unavailable. Please see Overview and Advice.


A rewards card with no annual fee

This card is perfect if you:

  • Love Tim Hortons
  • Want the convenience of having a card that acts as both a CIBC Visa card and a Tim Card
  • Like a regular Tim Card, you can reload the card at any participating Tim Hortons location or online
  • Enjoy perks such as Avis® and Budget® car rental discounts4, guaranteed hotel reservations, and more

Annual Fee: $0 Additional Cards: $0 each per year (3 card maximum)

Interest Rate - Purchases: %6 Interest Rate - Cash: %6

Insurance Coverage

For “just in case” confidence


  • Purchase Security & Extended Protection Insurance7

Agreements & Insurance

Cardholder Agreement, Welcome Kit and Insurance Certificates


  • CIBC Travel Insurance (optional)7

Added Benefits

Even more reasons to choose the CIBC Tim Hortons Double Double Visa Card

Authorized User Spending Limits

Assign specific spending limits for purchases and cash to your authorized user(s)8 - at no cost.

CIBC CreditSmart®

Innovative tools to help you better manage and organize your credit card spending, plus protection features for greater security.

CIBC Mobile Banking®

On-the-go banking 24/7 with CIBC Mobile Banking Apps for iPhone, iPad, Android™ and other smartphones.

CIBC Mobile Payment™ App9

Make secure credit card purchases of up to $100 at participating vendors using an eligible smartphone.

CIBC Online Banking®

View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave™10

Contactless payments for small purchases of up to $100: a fast, safe and convenient alternative to paying with cash.

Ratings and Reviews

1 Tim Cash is earned on all CIBC Tim Hortons Double Double Visa Card credit purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Tim Cash redemptions. Double Double Visa Card program may change without notice. Taxes, fees and other charges may apply to redemption of Tim Cash. Tim Cash is awarded to the primary cardholder’s Tim Card® Account immediately upon processing of CIBC Tim Hortons Double Double Visa Card credit purchases, provided that your card is open in good standing at the time of purchase). See Program Terms for details.

2 You will receive a welcome bonus of $20 in Tim Cash if you have at least $200 in credit purchases on your CIBC Tim Hortons Double Double Visa Card. Welcome bonus will be awarded to the primary cardholder’s Tim Card® Account, provided your card account is open and in good standing at the time the Tim Cash is awarded. Offer is non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer cannot be combined with any other offer and may be withdrawn or changed without notice at any time.

3 Real time award of Tim Cash at the time of a credit purchase is subject to system availability and may be subject to certain exceptions. Real time award of Tim Cash is not available for credit purchases made at merchants that process credit transactions as security deposits (for example, gas merchants, hotels and & car rental agencies). Tim Cash will be awarded at the time the final amount is charged to your Card. From time-to-time you may also see Reward Adjustments added to your Double Double Tim Card when the final purchase amount is higher than the original amount authorized (such as in restaurants where the tip is captured after the initial charge).

4 Discounts are determined by the participating rental agency and apply to time and kilometer /mileage charges only. Visit for further details.

5 We may withdraw approval if we become aware of any unfavourable information regarding your financial position or account status, or if you are unable to provide any additional information reasonably requested by CIBC. The application response time may take longer than 60 seconds in the event of technology issues. If you supply your email address, an application status email will be sent as soon as the technology issues are resolved. Otherwise, you will receive a response to your credit card application within 7 to 10 business days.

6 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfer and convenience cheques.

7 Insurance benefits included with your CIBC Tim Hortons Double Double Visa Card are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). For important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see and the insurance certificate(s) in this Welcome Guide.

8 The primary cardholder may assign and change the Authorized User Spending limits on the credit card account for any authorized user(s) by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the credit limit or cash limit of the card. The spending limits for authorized users will be subject to the overall credit limit and cash limit on the credit card account, so the funds available to an authorized user may be less than the spending limit set. For full details visit

9 CIBC Mobile Payment App can be used only for CIBC Tim Hortons Double Double Visa Card credit purchases and cannot be used to redeem Tim Cash at participating Tim Hortons locations. The Authorized User Spending Limit and the CIBC Mobile Payment App features cannot be used on the same credit card account.

9 Subject to merchant transaction limits.