CIBC Tim Hortons Double Double Visa Credit Card

Start your day with coffee rewards

CIBC Tim Hortons® Double Double™ Visa* Card

  • No annual fee
  • 1% back in Tim Cash™ on all qualifying purchases1
  • $20 Tim Cash™ welcome bonus2

Receive one free coffee coupon sent to your inbox
Every Friday from April 17 to June 26

Rewards

Simplify your life and your wallet

Receive $20 in Tim Cash as a Welcome Bonus when you spend $200 anywhere2.

That’s enough for 11 large coffees.

Instantly redeem Tim Cash earned at any Tim Hortons location3

Earn 1% back in Tim Cash for every dollar spent on purchases.

Tim Cash adds up quickly, so redeem it instantly at any Tim Hortons location

Use the sliders to indicate your approximate monthly credit card purchases.

This tool is currently unavailable. Please see Overview and Advice.

Features

A rewards card with no annual fee

This card is perfect if you:

  • Love Tim Hortons
  • Want the convenience of having a card that acts as both a CIBC Visa card and a Tim Card
  • Like a regular Tim Card, you can reload the card at any participating Tim Hortons location or online
  • Enjoy perks such as Avis® and Budget® car rental discounts4, guaranteed hotel reservations, and more

Annual Fee: $0 Additional Cards: $0 each per year (3 card maximum)

Interest Rate - Purchases: %5 Interest Rate - Cash: %5




Insurance Coverage

For “just in case” confidence

Included

  • Purchase Security & Extended Protection Insurance6

Agreements & Insurance

Cardholder Agreement, Welcome Kit and Insurance Certificates

Optional

  • CIBC Travel Insurance (optional)6

Added Benefits

Even more reasons to choose the
CIBC Tim Hortons Double Double Visa Card.

Authorized User Spending Limits

Assign specific spending limits for purchases and cash to your authorized user(s)7 - at no cost.

CIBC CreditSmart®

Innovative credit management tools to help you better manage your credit card spending, plus protection features for enhanced security.

CIBC Mobile Banking®

On-the-go banking 24/7 with CIBC Mobile Banking Apps for iPhone, iPad, Android™ and other smartphones.

CIBC Mobile Payment™ App8

Make secure credit card purchases of up to $100 at participating vendors using an eligible smartphone.

CIBC Online Banking®

View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave™9

Contactless payments for small purchases: a fast, safe and convenient alternative to paying with cash.

Ratings and Reviews

Terms and Conditions

1 Tim Cash is earned on all CIBC Tim Hortons Double Double Visa Card credit purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Tim Cash redemptions. Double Double Visa Card program may change without notice. Taxes, fees and other charges may apply to redemption of Tim Cash. Tim Cash is awarded to the primary cardholder’s Tim Card® Account immediately upon processing of CIBC Tim Hortons Double Double Visa Card credit purchases, provided that your card is open in good standing at the time of purchase). See Program Terms for details.

Conditions apply. Free Coffee Fridays offer available to any existing CIBC Tim Hortons Double Double Visa cardholder who (i) received their card on or before March 14, 2015, (ii) activated their card and (iii) made a minimum of one purchase of $10.00 CAD before applicable taxes using their CIBC Tim Hortons Double Double Visa card by April 13, 2015; or any new CIBC Tim Hortons Double Double Visa card applicant who was approved to receive a CIBC Tim Hortons Double Double Visa card on or after March 15, 2015 and before June 22, 2015. The offer shall consist of a personalized, unique coupon delivered each Thursday beginning on April 16, 2015 through until June 25, 2015 to the email account provided to CIBC on your credit card application. The maximum number of coupons issued per account will be eleven (11). New CIBC Tim Hortons Double Double Visa card applicants who were approved to receive a CIBC Tim Hortons Double Double Visa card on or after March 15, 2015 will only receive one reward beginning the first Thursday after they were approved to receive a CIBC Tim Hortons Double Double Visa card through until June 25, 2015. Each offer is valid only for the date printed on the coupon, which is the Friday following the day the coupon was sent to the email account provided to CIBC on your credit card application, regardless of when the email was opened or viewed. Each coupon will expire automatically and offer is intended for use only by the CIBC Tim Hortons Double Double Visa cardholder whose name and email account appears on the coupon. To redeem, please present the coupon at any participating Canadian Tim Hortons Restaurant. Coupon can be redeemed for one free Medium Sized Coffee, Hot Chocolate, Steeped or Specialty Tea. Offer cannot be combined with any other offer, discount, coupon, combo promotion, or bulk beverage orders. Limit one coupon per CIBC Tim Hortons Double Double Visa cardholder per eligible week of the Free Coffee Fridays promotion. Coupon has no cash value and is void where prohibited by law. This offer is for a limited time and may be discontinued at any time without notice.

2 You will receive a welcome bonus of $20 in Tim Cash if you have at least $200 in credit purchases on your CIBC Tim Hortons Double Double Visa Card. Welcome bonus will be awarded to the primary cardholder’s Tim Card® Account, provided your card account is open and in good standing at the time the Tim Cash is awarded. Offer is non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer cannot be combined with any other offer and may be withdrawn or changed without notice at any time.

3 Real time award of Tim Cash at the time of a credit purchase is subject to system availability and may be subject to certain exceptions. Real time award of Tim Cash is not available for credit purchases made at merchants that process credit transactions as security deposits (for example, gas merchants, hotels and & car rental agencies). Tim Cash will be awarded at the time the final amount is charged to your Card. From time-to-time you may also see Reward Adjustments added to your Double Double Tim Card when the final purchase amount is higher than the original amount authorized (such as in restaurants where the tip is captured after the initial charge).

4 Discounts are determined by the participating rental agency and apply to time and kilometer /mileage charges only. Visit www.cibc.com for further details

5 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfer and convenience cheques.

6 Insurance benefits included with your CIBC Tim Hortons Double Double Visa Card are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). For important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see www.cibc.com/ca/credit-cards/agreements-insurance.html and the insurance certificate(s) in this Welcome Guide.

7 The primary cardholder may assign and change the Authorized User Spending limits on the credit card account for any authorized user(s) by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the credit limit or cash limit of the card. The spending limits for authorized users will be subject to the overall credit limit and cash limit on the credit card account, so the funds available to an authorized user may be less than the spending limit set. For full details visit www.cibc.com/spendinglimits.

8 CIBC Mobile Payment App can be used only for CIBC Tim Hortons Double Double Visa Card credit purchases and cannot be used to redeem Tim Cash at participating Tim Hortons locations. The Authorized User Spending Limit and the CIBC Mobile Payment App features cannot be used on the same credit card account.

9 Subject to merchant transaction limits.

10 The rewards calculator tool is only for general illustration purposes; your actual results may differ. Aeroplan Miles/ Aventura Points/cash back/Tim Cash/PETRO-POINTS are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aeroplan Mile/Aventura Point redemptions (as applicable). For the Aerogold Visa Infinite Card, the Aventura Visa Infinite Card and the Aerogold Visa Card, 50% more Aeroplan Miles or Aventura Points on gas, grocery and drug store card purchases is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate. For the Aerogold Visa Infinite Privilege Card, 50% more Aeroplan Miles on gas, grocery and drug store card purchases is only available on the first $100,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate. For CIBC cash back credit cards, cash back is earned on a tiered basis and is dependent upon the net annual dollar amount spent on the card over the year to date. For details about earning and redeeming rewards, the Welcome Bonus and other card benefits, including terms and conditions, review the benefit guides found here.