Aventura Gold Visa: Earn Aventura Points and Redeem for Rewards

Any Airline, Every Flight, Every Seat - with points that don't expire1

15,000 Aventura® Points Welcome Bonus after first purchase2

CIBC Aventura Gold® Visa* Card

  • Fly for as low as 10,000 Aventura Points2
  • No blackout periods or restrictions, and points that don't expire3
  • Earn 1 Aventura Point for every $1 spent using your card4

Rewards

More Aventura Points. More Rewards

15,000 Aventura® Points Welcome Bonus after first purchase.2 Fly for as low as 10,000 Aventura Points.3 Redeem Aventura Points for full airfare including taxes and fees or enjoy the flexibility of using Aventura Points plus cash.5

1 Point 1 Aventura Point for every $1 spent using your card4

1.5 Points1.5 Aventura Points for every $1 spent at gas stations, grocery stores, drug stores7 and participating Bonus Rewards restaurants, hotels, inns, and spas8

2 PointsDouble Aventura Points when you book your trip through the CIBC Rewards Centre9

Find out how many Aventura Points you could be earning

Use the sliders to indicate your approximate monthly credit card purchases.

This tool is currently unavailable. Please see Overview and Advice.

Benefits

A premium travel rewards card that now offers more points

This card is perfect if you:

  • Like to collect air travel rewards for all your purchases
  • Travel for pleasure or business
  • Want comprehensive insurance coverage including Flight Delay and Baggage Insurance10
  • Enjoy perks such as Avis® and Budget® car rental discounts11, commission-free Traveller's Cheques, and more
  • Have a minimum household income of $15,000

Annual Fee: $120 Each Additional Card: $50 per year (3 card maximum)

Interest Rate - Purchases12: % Interest Rate - Cash12: %



Insurance Coverage

Premium Travel Insurance Benefits

Included

  • Out-of-Province Emergency Travel Medical Insurance covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the covered person is age 64 or under10
  • Flight Delay and Baggage Insurance for lost, stolen, damaged or delayed checked baggage10
  • Auto Rental Collision/Loss Damage Insurance10
  • $500,000 Common Carrier Accident Insurance10
  • Purchase Security & Extended Protection Insurance10

Why CIBC

Even more reasons to choose the
CIBC Aventura Gold Visa Card

Authorized User Spending Limits

Assign specific spending limits for purchases and cash to your authorized user(s)13 - at no cost.

CIBC CreditSmart®

Innovative credit management tools to help you better manage your credit card spending, and protection features for enhanced security.

CIBC Mobile Banking®

On-the-go banking 24/7 with CIBC Mobile Banking Apps for iPhone, iPad, Android™ and other smartphones.

CIBC Online Banking®

View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave*

Available on your Visa payWave-enabled credit card and eligible registered smartphone through the CIBC Mobile Payment App. This no-fee payment feature is a great alternative to using cash for small purchases up to $100. Simply look for merchant terminals with the Contactless symbol, hold your CIBC Visa card or smartphone in front of the merchant terminal and you’re on your way.14

Ratings and Reviews

1 For full details see maximum ticket prices and Aventura Flight Rewards Chart at CIBCRewards.com. Some airlines may impose fees, restrictions or other conditions on air travel. Aventura Points will be cancelled if they remain unredeemed for 60 days after you voluntarily close your Aventura credit card account or within 12 months of the primary cardholder's death.

2 You will receive a welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with your card. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Point redemptions. It may take up to several business days for purchases to be posted to your account. Bonus points will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aventura Points are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Gold Visa Card are excluded. Offer and bonus points are non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.

3 Flight availability at this Aventura Point level depends on ticket prices set by airlines. Flights at this Aventura Point level will not be available to all destinations from all departure points and times.

4 Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and other charges may apply to Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period.

5 Flight availability at this Aventura Point level depends on ticket prices set by airlines. Flights at this Aventura Point level will not be available to all destinations from all departure points and times. Flights across North America starting at 25,000 Aventura Points exclude Hawaii & Alaska.

6 Aventura Points can be redeemed for up to 100% of the cost of airfare, subject to maximum ticket price applicable to destination (see Aventura Airline Rewards Chart for more details) as well as (if you have sufficient Aventura Points) for taxes and other charges on airfare purchased through the CIBC Rewards Centre. Use of points towards taxes and fees is in addition to the number of points required for the base fare, as outlined on the Aventura Airline Rewards Chart. You must book all flights through the CIBC Rewards Centre. Some taxes and other charges may be collected locally/when you are travelling, and cannot be prepaid; please ask a CIBC Rewards Centre Counsellor for specific details.

7 Earn 1.5 Aventura Points on purchases (excluding returns) at merchants classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores. This bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drug store and gas merchants will earn Aventura Points at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.

8 The number of Bonus Aventura Points that you may earn is at the sole discretion of the participating CIBC Bonus Rewards partner and may only be earned when you use your card for payment. The CIBC Bonus Rewards Benefit cannot be combined with other promotional offers. CIBC Bonus Rewards terms, conditions and participating merchants may change without notice. For full details and important information regarding the CIBC Bonus Rewards Benefit, please visit www.cibcbonusrewards.com.

9 Bonus (double) Aventura Points are earned on each dollar charged to the card on CIBC Rewards Centre travel purchases other than taxes, insurance, service charges or similar items. Aventura Points are not earned on travel obtained by redeeming Aventura Points.

10 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see www.cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares and other trip costs to be charged to the card to activate coverage. Other conditions may also apply. Auto Rental Collision/Loss Damage Insurance (CLDI) is available for automobile rentals of up to 48 days. The full cost of the rental must be charged to the card and the rental agency's Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI insurance certificate in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the covered person is age 64 or under.Dependent children must be age 20 or under or a full-time student age 24 or under, unless they have a permanent physical or mental deficiency. TMI may not cover medical procedures performed without pre-approval. TMI and Trip Interruption Insurance may not cover certain pre-existing health/medical conditions. Certain RSA coverages are "excess insurance" (all other sources of insurance and recovery must be exhausted before coverage is available). For more information, call RSA toll-free at 1-866-363-3338 in Canada, continental U.S and Hawaii or collect from elsewhere at 905-403-3338.

11 Discounts are determined by the participating rental agency and apply to time and kilometer /mileage charges only. Visit www.cibc.com for further details

12 Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfer and convenience cheques.

13 The primary cardholder may assign and change the Authorized User Spending Limits on the credit card account for any authorized users by contacting CIBC. CIBC may make adjustments to the spending limits any time following a decrease in the credit limit or cash limit of the card. The spending limits for authorized users will be subject to the overall credit limit and cash limit on the credit card account, so the funds available to an authorized user may be less than the spending limit set. An Authorized User Spending Limit will reset monthly, or earlier if requested by the primary cardholder or if a payment on the credit card account is made by the applicable authorized user. For full details visit cibc.com/spendinglimits

14 Subject to merchant transaction limits. The Authorized User Spending Limit and the CIBC Mobile Payment App features cannot be used on the same credit card account.

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