Trademarks and disclaimers
1 You will receive a welcome bonus of: (a) 15,000 Aventura Points for the CIBC Aventura Visa Infinite Card and CIBC Aventura Gold Visa Card, (b) 2,500 Aventura Points for the CIBC Aventura Visa Card, (c) 25,000 Aeroplan Miles for the CIBC Aerogold Visa Infinite Privilege Card, or (d)15,000 Aeroplan Miles for the CIBC Aerogold Visa Infinite Card or CIBC Aerogold Visa Card, after you make your first purchase at any time with your card. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aventura Point or Aeroplan Mile redemptions. It may take up to several business days for purchases to be posted to your account. Bonus points or miles will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aventura Points or Aeroplan Miles are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Infinite Card, CIBC Aventura Gold Visa Card, CIBC Aventura Visa Card, CIBC Aerogold Visa Infinite Privilege Card, CIBC Aerogold Visa Infinite Card and CIBC Aerogold Visa Card are excluded. Offer and bonus points or bonus miles are non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
2 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares, hotel/motel and other trip costs to be charged to the card to activate coverage. Other conditions may also apply. Auto Rental Collision/Loss Damage Insurance (CLDI) is available for automobile rentals of up to 48 days. The full cost of the rental must be charged to the card and the rental agency’s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI insurance certificate in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the primary cardholder and covered person is age 64 and under*; For the CIBC Aventura Visa Infinite Card: TMI also covers the first 3 days of a trip if the covered person is age 65 or older*; For the CIBC Aerogold® Visa Infinite Privilege* Card: TMI covers the primary cardholder, their spouse and dependent children for the first 31 days of a trip if the covered person is age 64 or under*, or for the first 10 days of a trip if the covered person is age 65 or older*; *For all TMI coverages Dependent children must be age 20 or under or a full-time student age 24 or under, unless they have a permanent physical or mental deficiency; TMI may not cover medical procedures performed without pre-approval. TMI, Trip Cancellation and Trip Interruption Insurance may not cover certain pre-existing health/medical conditions. Certain RSA coverages are “excess insurance” (all other sources of insurance and recovery must be exhausted before coverage is available). For more information, call RSA toll-free at 1-866-363-3338 in Canada, continental U.S and Hawaii or collect from elsewhere at 905-403-3338.
3Interest rates will change from time to time on at least 30 days prior notice to primary cardholders. "Cash" means cash advances, balance transfers and convenience cheques.