1 To be eligible for the Newcomers Credit Card offer, you must have received Canadian permanent resident status within the past 36 months; any time period longer than 36 months does not qualify. You must request the CIBC newcomer benefits when applying for a product. Other conditions apply.
2 To apply for the credit card, you must have (a) another eligible CIBC personal product in good standing; such as a chequing or savings account, loan, line of credit, or mortgage (for details please visit cibc.com/newtocanada); or (b) a minimum household income of $15,000 and meet CIBC's credit criteria.
3 Subject to meeting CIBC's credit criteria.