*Offer applies to the following newly approved credit card accounts: CIBC Aerogold Visa Card and CIBC Aerogold Visa Infinite Card (each an “Eligible Card”). If you apply for an Eligible Card between January 1, 2014 and March 31, 2014 and are approved, you will be eligible to receive the following (the “Offer”):
a Welcome Bonus of 15,000 Aeroplan Miles when you make your first purchase at any time with an Eligible Card;
an additional bonus of 5,000 Aeroplan Miles if you have at least $500 in net card purchases at the time the Aeroplan Miles are being awarded and, such purchases are posted to your Eligible Card account during your first three consecutive monthly statement periods (regardless of whether or not your monthly statement is issued to you). Net card purchases means card purchases less returns. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, or CIBC Convenience Cheques. It may take up to several business days for purchases to be posted to your account. Bonus Aeroplan Miles will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account; and
a 100% rebate on the first year annual fee for the primary cardholder and any authorized user you add to the Eligible Card account at the time you submit your application (up to a maximum of 3) (the “Rebate”). Rebate will be awarded to the primary cardholder and will appear as a credit against the applicable annual fee(s) on the first monthly statement.
Eligible Card account must be open and in good standing at the time the Aeroplan Miles and Rebate are awarded. Offer applies to newly approved Eligible Card accounts only; transfers from an existing CIBC credit card to an Eligible Card and authorized users added after your application is submitted are excluded. Offer is non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
1 Welcome Bonus cannot be combined with any other offer and applies to new, approved primary cardholders only; it may not apply if you convert your existing CIBC credit card, or if your existing CIBC credit card is converted into this card. Welcome Bonus will be awarded after you complete your first card purchase. Offer may be changed or withdrawn at any time.
2 Aeroplan Miles are earned on card purchases less returns, and not on cash advances, Convenience Cheques, Balance Transfers, fees, interest and payments. Aeroplan Miles will be awarded only if your CIBC Aerogold Visa Infinite Account is in Good Standing on the monthly statement date (otherwise miles are cancelled). Aeroplan Miles are not actual miles, but points towards Aeroplan Rewards. Aeroplan Partners, rules and regulations are subject to change without notice. Taxes, landing and departure fees and other charges and surcharges may apply to Aeroplan Flight Rewards. For more information on flight rewards, please refer to aeroplan.com.
3 Insurance coverage(s) included with CIBC credit cards are provided by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about included insurance(s), and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, see www.cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package. Some insurance(s) require purchases, auto rentals, common carrier fares and other trip costs to be charged to the card to activate coverage (other conditions may also apply). Auto Rental Collision/Loss Damage Insurance (CLDI) is for rentals up to 48 days; and the rental agency's Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some car rental companies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to the car rental company for the difference. Therefore, before declining the car rental company's CDW or LDW, you should read carefully and compare the terms of the car rental agreement, the CLDI insurance certificate in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance is for the first 15 days of a trip; primary cardholder must be age 64 or under; if they are, then their spouse also may be insured if age 64 or under, and dependent children; this insurance does not cover certain pre-existing medical conditions that existed prior to your effective date of coverage. Certain RSA coverages are "excess insurance" (all other sources of insurance and recovery must be exhausted before benefits are available). For more information, call RSA toll-free at 1-866-363-3338 in Canada, continental U.S. and Hawaii or collect from elsewhere at 905-403-3338.
4 The primary cardholder may use priority check-in, where available, whenever travelling on a ClassicFlight® or Market Fare flight reward on all flights operated by Air Canada, Air Canada Express or Air Canada rouge™. Flights operated by other airlines are not eligible. Benefit only applies when the primary cardholder has booked their Aeroplan flight reward by redeeming the miles from their Aeroplan Account. Companions may use priority check-in, as long as they are travelling on the same reservation as the primary cardholder. You may be required to show your CIBC Aerogold Visa Infinite Card to the Air Canada airport agent in order to receive this benefit. Primary cardholders will be eligible for this benefit two weeks after activating their CIBC Aerogold Visa Infinite Card.
The primary cardholder may use the priority boarding lane whenever travelling on a ClassicFlight or Market Fare flight reward on all flights operated by Air Canada, Air Canada Express or Air Canada rouge. Flights operated by other airlines are not eligible. Benefit only applies when the primary cardholder has booked the Aeroplan flight reward by redeeming the miles from his or her Aeroplan account. Companions may use the priority boarding lane, as long as they are travelling on the same reservation as the primary cardholder. You may be required to show your CIBC Aerogold Visa Infinite Card to the Air Canada airport agent in order to receive this benefit. Primary cardholders will be eligible for this benefit two weeks after activating their CIBC Aerogold Visa Infinite Card.
The primary cardholder will receive one complimentary checked bag, up to 23kg (50lbs), whenever travelling on a ClassicFlight or Market Fare flight reward on all flights operated by Air Canada, Air Canada Express or Air Canada rouge. Flights operated by other airlines are not eligible. Benefit only applies when the primary cardholder has booked their Aeroplan flight reward by redeeming the miles from their Aeroplan Account. Benefit does not apply to any companion travellers, including companions travelling on the same reservation as the primary cardholder. Service charges for additional/oversized/overweight baggage may also apply. You may be required to show your CIBC Aerogold Visa Infinite Card to the Air Canada airport agent in order to receive this benefit. Primary cardholders will be eligible for this benefit two weeks after activating their CIBC Aerogold Visa Infinite Card.
The primary cardholder will receive one Maple Leaf Lounge One-Time Guest Pass each year. The primary cardholder may access the Maple Leaf Lounge, where available, upon presentation of the Guest Pass and a valid, same-day boarding pass for travel with his or her Aeroplan flight reward on all flights operated by Air Canada, Air Canada Express or Air Canada rouge. Each Guest Pass applies for a single entry by one person only annually. Subject to space availability and at Air Canada's sole discretion, companion travellers may access the Maple Leaf Lounge upon payment of the fees outlined at www.aircanada.com/lounge. Primary cardholders may share their Guest Pass with other companions travelling on their Aeroplan flight reward operated by Air Canada, Air Canada Express or Air Canada rouge if they do not wish to use it themselves. Additional conditions apply and are outlined on the Maple Leaf Lounge One-Time Guest Pass. Each Maple Leaf Lounge One-Time Guest Pass has an expiry date; please check the date on your pass. This certificate cannot be sold, is not replaceable if lost or stolen and is not redeemable for cash or other considerations.
5 Savings between 5-25% are available off lowest normal (non-promotional) rate on qualifying rentals. Must quote AWD #C277500 or BCD #A748700 at time of reservation at participating Avis locations worldwide or Budget locations in Canada and the U.S. and charge the rental to your CIBC credit card. (Quebec residents may obtain the discount without using their card, provided they show the card when paying by an alternative acceptable payment option). The discount received depends on fleet availability, location, type of vehicle rented and seasonality. Discounts apply to time and kilometer/mileage charges only. Standard rental conditions apply.
6 Interest rates will change from time to time on at least 30 days prior notice to cardholders. "Cash" means cash advances, balance transfers and Convenience Cheques.
® Aerogold, Aeroplan and ClassicPlus Flight are registered trademarks of Aeroplan Canada Inc.; CIBC authorized licensee of marks. ®1 Registered trademark of CIBC. Trademarks of CIBC. ®2 Executive Class and Executive First are registered trademarks of Air Canada. ®3 Avis is a registered trademark licensed to Aviscar, Inc. for use in Canada. ®4 Budget is a registered trademark licensed to Budgetcar Inc. for use in Canada.
To redeem your Aeroplan Miles, visit aeroplan.com or call the Aeroplan Contact Centre at 1-800-361-5373.