Dividend Visa Card.

Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

Fees and interest rates

Annual fee


$0 for up to 3 additional cards

Purchase interest rate


Cash interest rate,  

non-Quebec residents


Quebec residents


Earn more cash back 





Electric Vehicle Charging



Recurring Payments


Everything Else

Earn maximum rewards

No limit on the total cash back you can earn.3

Award-winning cash back

Milesopedia Best Visa Cash Back Credit card with No Annual Fee 2022 logo.

Winner of the Best Visa Cash Back Credit Card with No Annual Fee for 2022 by MilesopediaOpens in a new window.

Your top cash back card benefits

Redeem when you want

Get your cash back anytime through CIBC Online Banking® and the CIBC Mobile Banking® App. 

Access valuable insurance coverage

When you charge eligible purchases to your card, you can enjoy Purchase Security Insurance. Plus, with Extended Warranty Insurance, extend the period of the original manufacturer’s warranty up to one additional year on most purchases charged to your card. 

Fuel up for less

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.

More to love about this card

Send money abroad

Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don’t apply and there’s no interest if you pay your balance by the payment due date., 

Save on car rentals

Get up to 25% off auto rentals at participating Avis® and Budget® locations worldwide when you pay with your Dividend card. Learn more about auto rental discounts at Avis Opens in a new window. and Budget Opens in a new window.

Calculate your cash back potential,  

This tool is currently unavailable. Please see Overview and Advice.

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your card 



Optional insurance for your card


Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

 Credit report alerts

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CIBC Pace It™

CIBC Dividend Visa Card

Ready to earn as you shop?

Dividend Visa Card.