Student Budget Calculator


Our Student Budget Calculator provides information on how to budget while at school and more. It can help prepare you for the financial realities of student life.

 

Wages

 
 
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Jul Aug Sep Oct Nov Dec

Scholarships & bursaries

 
 
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Jul Aug Sep Oct Nov Dec

Student loans

 
 
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Jul Aug Sep Oct Nov Dec

Parental contributions

 
 
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Jul Aug Sep Oct Nov Dec

RESP withdrawals

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Tuition

 
 
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Jul Aug Sep Oct Nov Dec

Books & supplies

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Rent

 
 
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Jul Aug Sep Oct Nov Dec

Phone/Internet/TV

 
 
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Jul Aug Sep Oct Nov Dec

Groceries

 
 
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Jul Aug Sep Oct Nov Dec

Clothing & accessories

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Public transit

 
 
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Jul Aug Sep Oct Nov Dec

Maintenance

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Vision

 
 
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Jul Aug Sep Oct Nov Dec

Dental

 
 
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Jul Aug Sep Oct Nov Dec

Drug prescriptions

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Loan payments

 
 
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Jul Aug Sep Oct Nov Dec

Credit card payments

 
 
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Jul Aug Sep Oct Nov Dec

Regular investments

 
 
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Jul Aug Sep Oct Nov Dec

Insurance

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Fitness

 
 
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Jul Aug Sep Oct Nov Dec

Travel

 
 
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Jul Aug Sep Oct Nov Dec

Hobbies

 
 
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Jul Aug Sep Oct Nov Dec

Pets

 
 
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Jul Aug Sep Oct Nov Dec

Entertainment

 
 
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Jul Aug Sep Oct Nov Dec

Dining out

 
 
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Jul Aug Sep Oct Nov Dec

Other

 
 
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Jul Aug Sep Oct Nov Dec

Your Results

You save about  each year, which you may wish to use to build your net worth faster.

Maximize your savings with the CIBC eAdvantage Savings Account, which pays high interest when your balance is $5,000 or more.

Get your money working harder. The CIBC Premium Growth Account that earns you interest on every dollar you save.

You spend about  more than you make each year, which may lead you into further debt and prevent you from reaching your financial goals.

Get free transactions and no monthly fees on your banking with the CIBC Advantage for Students.

Apply Now

Consider a CIBC loan to consolidate all your debts. The low rates will help with your interest payments and ultimately let you pay down debt faster.

Apply Now

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income
Expense
$0
$10000
$20000
$30000
$40000
$50000
$60000
$70000
$80000
$90000
$90000

Annual Cash Flow

Total income: $0
Total expenses: $0
Surplus Shortfall $0

PLEASE NOTE: This calculator provides general information only; it does not provide specific tax advice. We recommend that you consult a CIBC advisor when planning for your financial goals. Amounts projected by the calculator are based on the information you enter and a variety of estimates and assumptions. Actual earnings and other factors will vary over time. As a result, CIBC cannot guarantee the results. You should repeat the analysis periodically with updated information and when important changes occur in life circumstances, needs or resources.

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Month-to-month Summary