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Boost your financial smarts and learn how to build your credit history, establish good credit, and check your credit score.
Your credit history is a record of your financial decisions. When you want to borrow money for a big purchase down the road, lenders want to make sure you’re a responsible borrower.
To help you establish good habits, you can set alerts for your CIBC credit card to remind you to pay bills and stay on budget.
You can get your full credit report from reporting agencies such as Equifax and TransUnion.
You can also see your credit score instantly on the CIBC Mobile Banking® App, for free! Your information is safe and secure so you can keep an eye on your finances without worrying.
If you have a credit card or student loan, you have a credit history. Reporting agencies take your financial history into account and assign you a credit score.
Your score is determined by:
Credit cards come with responsibilities. Here's what you need to know.
Your savings don't have to be big, but every little bit counts.
Read moreabout saving tips.
Create a budget and stick to it so it pays off in the long run. Find out where to start.
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