Easily manage your savings online

Free transfers

  • Free transfers to your other CIBC personal accounts through CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs.

Competitive high interest = faster saving

  • Earn our best non-registered savings account rate when your balance is $5,000 or more, paid monthly

Earn competitive interest

When your balance is: You earn an interest rate2 of:
$5,000 or more RDS%rate[3].CESA.Published(null,5000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%
Bonus interest RDS%rate[3].CESA.Published(null,0.0_null_0.0_CAD_Bonus,1,1)(#O2#)% on new deposits (limited time offer expires March 31, 2017)

Fees

Monthly Fees

None

Paperless record-keeping3

Free

Online transfers to other CIBC personal accounts 

Free

Account inquiries 

Free

Receiving Interac e-Transfers®

Free

  • Sending Interac e-Transfers
  • Non-CIBC bank machine withdrawal

$1.50 each + transaction fee, if applicable4

Transactions5

  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases 

$5 each for transactions

More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch . Our award-winning mobile banking apps  do all this and more.

Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking  has it all. And we’ve got the awards to prove it.

ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM  close to you.

Make it personal

Bank evenings and weekends at many of our 1,100+ branches, or chat with an agent online. If you need to talk money, our advisors are available. Find a branch nearby.



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