* Offer begins on May 1, 2017 at 12:01 am (ET) and ends on August 31, 2017 at 11:59 pm (ET). Offer is only open to Canadian residents who have reached the age of majority, who are not holders or joint holders of a CIBC chequing account. To qualify, open a CIBC Smart™ Account. Next, within 3 calendar months, you must set up and complete within the CIBC Smart™ Account at least one (1) eligible recurring direct deposit or at least two (2) different eligible recurring pre-authorized debits within the same calendar month. Offer cannot be combined with any other offer, reward or rebate, except the CIBC Homeowner® Banking Bundle or the CIBC Smart™ Account fee waiver. The cash reward will be deposited into your CIBC Smart™ Account within 12 to 14 weeks of your completion of the required transactions. Other conditions apply. For full offer details, read the Terms and conditions (PDF, 45 KB) .
† You are eligible for this annual fee rebate offer only if you apply and are approved for your first CIBC credit card. If you are a current or former CIBC cardholder, we may approve your application but you will not be eligible for the offer.
This offer applies to the following eligible cards: CIBC Aventura® Visa Infinite* Card, the CIBC Aventura® Gold Visa* Card and the CIBC Aventura® Visa* Card (“Eligible Card”). If you apply and are approved for a new Eligible Card between December 1, 2016 and June 30, 2017, CIBC will rebate the annual fee for you (the primary cardholder) and up to three authorized users added at the time of the application. This offer does not apply to annual fees for authorized users that are added after you submit your application. This offer applies for the first year only. If your application for an Eligible Card is not approved, you may be considered for another card (as disclosed in your credit card application). If you are approved for that card, this rebate offer will still apply. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two monthly statements. Your new credit card account must be open and in good standing at time the rebate. This offer is not transferable and cannot be combined with any other offer. This offer does not apply to transfers from another credit card account. This offer may be withdrawn or changed without prior notice at any time. CIBC may, in its sole discretion, disqualify, limit or revoke this offer if you are believed to be abusing or manipulating it, or engaging in any suspicious or fraudulent activity.
1 Please see the Personal Account Service Fees brochure available at cibc.com or in-branch for a description of transactions that are included in the CIBC Smart™ Account monthly fee and everyday banking fees for other Personal Bank Accounts and Services.
2 Your monthly fee is completely waived when you keep a minimum daily balance of $3,000 and you make a recurring direct deposit or 2 pre-authorized payments each month.
3 You will receive a welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with a new eligible card. Purchases means card purchases less returns and does not include: cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, or Aventura Point Redemptions. It may take up to several business days for purchases to be posted to your account. Bonus points will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aventura Points are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Infinite Card are excluded. Offer and bonus points are not transferable to another card product or person. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion. Offer may be withdrawn or changed without notice at any time.
4 Flight availability at this Aventura Point level depends on ticket prices set by airlines. Flights at this Aventura Point level will not be available to all destinations from all departure points and times. The exact number of points is dependent on ticket prices set by airlines and is subject to availability. For full details see maximum ticket prices and Aventura Flight Rewards Chart at www.CIBCRewards.com. Some airlines may impose fees, restrictions or other conditions on air travel. Aventura Points will be cancelled if they remain unredeemed for 60 days after you voluntarily close your Aventura credit card account or within 12 months of the primary cardholder's death.
5 CIBC foreign exchange rates apply. A Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit, bank account transaction fees may apply. Must have a CIBC chequing, savings or personal line of credit account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day. However, there are times when a transfer requires 2 to 3 business days to be completed. Read the CIBC Global Money Transfer Agreement (PDF, 100 KB) .
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