Convert your existing unsecured CIBC debts into a loan to ease your burden and allow yourself to focus on other priorities.1
Make one monthly payment
Once you’ve consolidated your existing CIBC debts, you can make one convenient monthly payment and regain control over your finances.
Applicable to CIBC credit cards, lines of credit, loans and overdraft protection accounts.2
Pay with Points
Make payments with your Aventura Points®
If you're past due on your CIBC Aventura® Visa* Card payments and have Aventura Points, you can use them to pay down your credit card balance.2
Applicable to CIBC Aventura Visa* Cards.2
Choose a flexible payment option
Manage your payments with our customized payment plan
We understand that situations can change. Call us now to create a payment plan. You may have the option to either pay a lump sum or make monthly payments.
Applicable to all CIBC credit cards.2
Work out a repayment plan
Bring your balance back to good standing with our minimum payment option
If you can’t meet your minimum payment requirements, don't worry — call us for help. You can make a smaller payment now and together we can create a repayment plan for your total balance.
Applicable to all CIBC credit cards, lines of credit, loans and personal lending products.
Mortgage solutions
Deal with unforeseen circumstances
If you’ve unexpectedly fallen behind on payments, our credit counsellors can partner up with mortgage specialists to evaluate your situation and explore possible options.
Applicable to all CIBC mortgage products.
Reminder about creditor insurance
CIBC Payment Protector™ Insurance for credit cards or creditor insurance for mortgages, personal lines of credit and loans can help in cases of a disability, involuntary job loss, critical illness or death.
To check whether you have CIBC Creditor Insurance:
Review your monthly statement for a premium charge
