Accessibility Quick Links
Exclusive offer
Three steps to your first home
Buying a home doesn't have to be intimidating. With this step-by-step guide, you can explore resources designed for first-time home buyers just like you.
Step 1: Get prepared
It's important to understand how home mortgages work, how they will impact your budget and cash flow, and how much you can afford as a first-time home buyer. Ensure you've done your research to be in the know before buying a home.
Start saving for your mortgage, tax-free
This new type of registered plan is designed to help you save for your first home, tax-free. Qualifying contributions are tax deductible and withdrawals to purchase a qualifying home are non-taxable. Invest with an advisor or choose your own investments with Investor’s Edge.
Step 2: Shop for your first home
Build your home shopping to-do list. Learn more about what you’re looking for, how to budget for closing costs, what information and paperwork your mortgage lender will need, plus so much more.
Step 3: Buy your first home
Make an offer, confirm the final details, contact a CIBC mortgage advisor to understand your options and become a homeowner.
Our featured rates
High-ratio mortgage
RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,18,null)(#O2#)%
(APR RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%)‡
Your home-buying questions answered