An affordable and trusted everyday card

Illustration of a woman unpacking groceries

This card is perfect if you:

  • Need a card with unsurpassed acceptance worldwide
  • Don't want to pay an annual fee
  • Enjoy making small purchases faster with Visa payWave™
  • Want added benefits including CIBC Convenience Cheques and cash advances up to $1,000 a day3
  • Want to save up to 25% on car rentals at participating Avis® and Budget® locations2

No annual fee

No fee for additional cards (up to 3)

Interest rate - purchases4RDS%rate[2].VSREG.rate(null,null,6,null)(#O2#)%

Interest rate - Cash4RDS%rate[2].VSREG.rate(null,null,3,null)(#O2#)%

Travel and shop confidently with CIBC Insurance


  • $100,000 Common Carrier Accident Insurance1
  • Purchase Security and Extended Protection Insurance1


  • CIBC Payment Protector™ Insurance for credit cards
  • CIBC Emergency Travel Medical Insurance

Even more reasons to choose the CIBC Classic Visa Card

Authorized User Spending Limits
Assign specific spending limits for purchases and cash to any of your authorized user(s)6 - at no cost.

CIBC Credit Smart®
Innovative credit management tools to help you better manage your credit card spending, plus protection features for enhanced security.

  • Enhanced monthly statements
  • Spend report
  • Spend alerts
  • Personal spend manager
  • Credit report alerts
  • Fraud alerts
  • Identity theft assistance

CIBC Mobile Banking®
On-the-go banking 24/7 with CIBC Mobile Banking™ Apps for iPhone, iPad, Android™ and other smartphones.

CIBC Mobile Payment™ App
Make secure credit card purchases of up to $50 at participating vendors using an eligible smartphone.

CIBC Online Banking®
View electronic statements, make payments and transfers, increase credit limits, request additional cards, and more.

Visa payWave
Contactless payments for small purchases: a fast, safe and convenient alternative to paying with cash.7

graphic of smartphone and desktop displaying CIBC online banking

Get started

Don’t reach for your wallet. Use your phone to pay

Discover the convenience of Apple Pay and Samsung Pay.

More about Apple Pay

More about Samsung Pay