Personal / Credit CardsTips and Advice

How do credit cards work?

Learn all about credit cards — how to use one, make payments, calculate interest and more.


What’s a credit card?

How to use a credit card?

How do credit card payments work?

How does credit card interest work?

How to get a credit card?

Common credit card terms

Annual interest rate 

Balance transfer 

Cash advance 

Convenience cheque 

Total balance 

Amount due 

Minimum payment