Get more for your money
Manage your money from anywhere
Use CIBC Mobile Banking® and CIBC Online Banking® to transfer money, pay bills, make purchases and manage your money anywhere, anytime.
Digital access within minutesⓘ
Apply online and access your bank account instantly. You can also add your debit card to your mobile wallet and start shopping on the first day.
Find the right bank account for you
Chequing account
CIBC Smart Account
Get $500ⓘ cash. Conditions apply.
Over 65? Get extra perks with CIBC Smart for Seniors.
- No monthly account feeⓘ
- Unlimited transactionsⓘ, including Interac e-Transfer® transactionsⓘ
- Three account tiers with features and benefits that unlock automatically as your eligible balances grow
$0 monthly feeⓘ
Chequing account
CIBC Everyday® Chequing Account
A basic account with no monthly feeⓘ for seniors over 65.
- 18 transactionsⓘ, ⓘ included monthly, $1.25 for each transaction over 18
- No fee for using Interac e-Transferⓘ, included in monthly fee
- Our low-cost account commitment to Canadian consumers
$0 monthly feeⓘ
Savings account
CIBC eAdvantage® Savings Account
Get RDS%rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%ⓘ interest for 3 months. Limits apply.
Get rewarded as you grow your savings.
- Regular interestⓘ on every dollar
- Smart Interest when you save $200 or more in a month, limits applyⓘ
- Automatic transfers with AutoSave
$0 monthly fee
Bank account accessibility
Help and advice
Find the support you need
Discover answers to frequently asked questions or find the right number so we can support you.
Learn how to manage your banking
We have how-to guides for you. Check out what you can do on your computer, phone or tablet.
Understand how to save on account fees
Learn tips to ensure you find the right account, including options to help you reduce your everyday banking fees.
Commitment on low-cost and no-cost accounts
We’re committed to providing access to modern basic banking services for certain groups at no cost. The CIBC Smart for Seniors benefit for the CIBC Everyday Chequing Account and the CIBC Smart Account is our no-cost account commitment to seniorsⓘ.
