1 CIBC foreign exchange rates apply. A Global Money Transfer and a Foreign Exchange transaction count towards your allowable transaction limit, bank account transaction fees may apply. Must have a CIBC chequing, savings or personal line of credit account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day. However, there are times when a transfer requires 2 to 3 business days to be completed.
2 “Paperless” record-keeping is a paper-free alternative to printed statements. This option enables clients to track account activity online or by phone or CIBC bank machine. Please note, no printed statements will be sent to clients selecting this option. Clients must review their account transactions through CIBC Online Banking, CIBC Mobile Banking (where available), CIBC Telephone Banking or CIBC bank machines at least once every 30 days and examine all entries and balances at that time. If there are any errors, omissions or irregularities, clients must notify CIBC in writing within 60 days after the date on which the entry was, or should have been, posted to the account.
3 Applies to CIBC Personal Portfolio Services and CIBC Securities Inc. mutual fund account statements from the time of eStatement registration (historical statements not available).
4 CIBC online services include: CIBC Online Banking and the online services of CIBC Investor's Edge, CIBC Imperial Investor Service, CIBC Wood Gundy and CIBC Private Investment Counsel.
All other CIBC online services are not included.
5 CIBC Online Security Guarantee only applies to CIBC Mobile Banking and Brokerage users. The guarantee does not include any other CIBC Mobile services.
We changed this guarantee in January 2008 so that it applies to your online investment accounts with CIBC Investor's Edge, CIBC Imperial Investor Service, CIBC Wood Gundy, and CIBC Private Investment Counsel. If there are any future changes to this guarantee, we'll let you know by notices posted on www.cibc.com and www.investorsedge.cibc.com.