CIBC Costco Mastercard.

Costco members exclusive


The CIBC Costco®† Mastercard® exclusively for Costco members. 

Annual fee


Additional cardholders


up to 3

Purchase interest rate 


Cash interest rate,  


(RDS%rate[2].MPCOS.Published(null,null,90,null)(#O2#)% for Quebec residents)

Minimum annual income of $15,000 is required to qualify for the CIBC Costco Mastercard. Minimum $50,000 individual annual income or $80,000 household annual income is required to qualify for the CIBC Costco®† World Mastercard®.

Earn cash back everywhere you shop

There's no limit to the total cash back you can earn, plus have access to valuable insurances, flexible installment payment options and more.   



Costco Gas


Other Gas




Get special rates with CIBC Pace It™, Installment Plans on Costco purchases



for 6 months


for 12 months


for 24 months

Get more Costco savings with your cash back gift certificate

Easily redeem your annual Costco cash back gift certificate digitally in Canadian Costco warehouses using the CIBC Mobile Banking® App or print your gift certificate through CIBC Online Banking®. You'll also receive your gift certificate in your January statement. Track your cash back total earned from January to December each year through your statement, CIBC Mobile Banking App or CIBC Online Banking. 

More to love about this card

Carry fewer cards

Your credit card is also your Costco membership card with all membership details on the back. 

Even more offers

You may qualify for the CIBC Costco World Mastercard, which has the same fees and rates, but also includes experiences available only to World Mastercard cardholders Opens in a new window..

Send money abroad

Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don’t apply and there’s no interest if you pay your balance by the payment due date. , ,

Access helpful digital tools with CIBC Digital Banking


Go paperless by registering for eStatements

Easily view your credit card statements on your mobile device or anywhere online.

Learn how to sign up for eStatements

Pay anywhere, anytime with your phone

Make quick and secure purchases using Apple Pay®, Google Pay and Samsung Pay® when you add your new card to your mobile wallet.

Find a way to pay that suits you

Calculate your cash back potential

Use the sliders to estimate your monthly credit card spending. 

This tool is currently unavailable. Please see Overview and Advice.

Protecting your card

Mastercard’s Zero Liability Protection Policy

Fraud alerts

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Get more with your card

Valuable insurance included with your card

 Mobile Device Insurance 

 Purchase Security & Extended Warranty Insurance 

Optional insurance for your card

 CIBC Payment Protector™ Insurance for Credit Cards

 Spend alerts

 Fraud alerts

 Credit report alerts

CIBC Costco Mastercard

Ready to earn cash back on your purchases?

CIBC Costco Mastercard.