Minimum annual income of $15,000 is required to qualify for the CIBC Costco Mastercard. Minimum $60,000 individual annual income or $100,000 household annual income is required to qualify for the CIBC Costco®† World Mastercard®.
Recently changed to the CIBC Costco Mastercard from the previous credit card issuer? Find out about key details and reminders.
cash back at other gas stations and at Costco.ca.ⓘ
cash back on all other purchases including at Costco.
Get special rates with CIBC Pace It™,ⓘInstallment Plans on Costco purchases
Pay for those larger purchases with CIBC Pace It low-rate Installment Plans, spreading payments over a fixed term.
With your new CIBC Costco Mastercard you can take advantage of special Installment Plan interest rates with no installment fees on eligible Costco purchases in Canada and at Costco.ca Opens in a new window.:
Get more Costco savings with your cash back gift certificate
Easily redeem your annual Costco cash back gift certificate digitally in Canadian Costco warehouses using the CIBC Mobile Banking® App or print your gift certificate through CIBC Online Banking®.ⓘ You'll also receive your gift certificate in your January statement. Track your cash back total earned from January to December each year through your statement, CIBC Mobile Banking App or CIBC Online Banking.ⓘ
Use the sliders to estimate your monthly credit card spending.ⓘ
This tool is currently unavailable. Please see Overview and Advice.
Protecting your card
Mastercard’s Zero Liability Protection Policy
If your card, card number or other card details are stolen, you will not be held responsible for fraudulent purchases processed through the Mastercard network as long as you meet your obligations and use reasonable care to safeguard your card and PIN.
We monitor fraud trends and debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.
Digital Disputes Platform
Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.
When you charge eligible purchases to your card, you can enjoy Purchase Security Insurance. Plus, with Extended Warranty Insurance, extend the period of the original manufacturer’s warranty up to one additional year on most purchases charged to your card.
Easily activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.
Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Choose to be notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.ⓘ
Set up alerts and choose to be notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.
Credit report alerts
Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.
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