2. Protect your passwords
Use different passwords for your credit card, bank and telephone accounts. Don't write them down or disclose them to anyone.
3. Be credit card smart
Carry only the personal information and credit cards which you actually need.
4. Secure your mail
Shred or destroy credit card receipts, utility bills and any documents containing personal or account information, as well as pre-approved credit card applications you don't want.
5. Ensure computer and Internet security
Equip your computer with a "firewall," which prevents outsiders from accessing the data on your computer. Deal only with reputable, established companies when using the Internet for credit card purchases or banking transactions. Look for digital signatures, data encryption and other technology that enhances user security.
6. Review your records regularly
Check your bank and credit card statements as soon as they arrive. Report any discrepancies immediately.
7. Check your credit rating
At least once a year, obtain a copy of your credit report and make sure that it is accurate. Canada has two national credit bureaus: Equifax Canada (1-800-465-7166, www.equifax.ca) and TransUnion Canada (1-877-525-3823, www.tuc.ca).