Investor Profile


Earn %* interest on new deposits into select accounts for a limited time.

Not sure how to invest your money? This investor profile tool will help you determine your investor profile — savings, income, balanced or growth — and the products that may be right for you.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1
15+
 
 
 
 
 
Low
High
 

Low Risk

Your goal is to preserve your investment rather than make higher returns.

Medium Risk

You accept some risk and volatility for the opportunity for higher long-term returns.

High Risk

You accept a greater degree of risk and volatility for the opportunity for higher long-term returns.

 
 
 
 
 
Insecure
Secure
 
 
 
 
 
 
Minimal
Extensive
 
 

You are a savings-oriented investor

You are an income-oriented investor

You are a balanced-oriented investor

You are a growth-oriented investor

Your portfolio should focus on savings by holding a mix of GICs, Savings Mutual Funds and Savings Accounts.

Your portfolio should focus on regular income with some growth potential and savings.

Your portfolio should balance investing for income and growth, with potentially some savings.

Your portfolio should focus on growth with some income.

Pie chart 100% savings
Pie chart 65% income, 30% growth and 5% savings
Pie chart 60% income and 40% growth
Pie chart 80% growth and 20% income

Asset Mix

 0%20% - 35%50% - 65%80% - 90% Growth

 0%62% - 75%35% - 50%10% - 20% Income

 100%3% - 5%0%0% Savings

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Portfolio suggestions:

Portfolio managed by professionals:

You are able to manage your savings portfolio on your own. Here are some investment products to consider:

We recommend the following portfolio, which is managed and monitored by professionals and has the right asset mix for your investment needs:

We recommend the following portfolios, which are managed and monitored by professionals and have the right asset mix for your investment needs:

Call us at 1-800-465-3863

Portfolio managed by yourself

Build your own portfolio with the following assets:

Growth (0%20% - 35%50% - 65%80% - 90%)

You should consider: Growth Mutual Funds

PLEASE NOTE: This calculator provides general information only; it is not intended to provide specific investment or tax advice. We recommend that you consult a CIBC advisor when planning for your financial goals to obtain specialized advice tailored to your needs. Amounts projected by the calculator are based on the information you enter and a variety of estimates and assumptions. Actual earnings and other factors will vary over time. As a result, CIBC cannot guarantee the results. You should repeat the analysis periodically with updated information and when important changes occur in life circumstances, needs or resources.

* Combined bonus and regular annual interest rate paid on net new deposits made to a CIBC eAdvantage® Savings Account (“eSA”), CIBC TFSA Tax Advantage Savings Account® and/or CIBC RRSP Daily Interest Savings Account. Bonus and/or regular rates may change at any time without notice. All interest rates are calculated daily and paid monthly; however, on the eSA, regular interest is earned only on days when the account’s closing balance is $5,000 or more. Bonus interest is earned until Mar 31/17 and only on days when net new deposits exceed the closing balance as of Oct 31/16. Other conditions apply.

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* Rates may be changed or withdrawn at any time without notice. 17-month annual rate is current as of July 4, 2016, and applies only to a non-registered CIBC Special Offer GIC, available to personal clients only, with interest paid annually or at maturity. If you want interest paid semi-annually or monthly, a lower rate may apply. Compound interest is calculated annually and paid at maturity; simple interest is paid monthly, semi-annually or annually. Minimum investment of $1,000.

Create an emergency fund
Save to buy a home
Build tax-free savings (TFSA)
Save for retirement (RRSP)
Build retirement income (RRIF)
Save for education (RESP)
Other
Security of investment
High income with some security
Income and long-term growth
High long-term growth
Managed by yourself
Managed by professionals