For more information about product terms and conditions or further assistance, please call CIBC's Creditor Insurance Helpline at 1-800-465-6020.
Terms and conditions
1 Critical Illness Insurance for CIBC Mortgage Loans is optional creditor’s group insurance underwritten by The Canada Life Assurance Company (Canada Life) and administered by Canada Life and CIBC. CIBC receives fees from Canada Life for providing services to Canada Life regarding this insurance. Also, the risk under the group insurance policy may be reinsured, in whole or in part, to a reinsurer affiliated with CIBC. The reinsurer earns reinsurance income under this arrangement. Representatives promoting this insurance on behalf of CIBC may receive compensation. This insurance is subject to eligibility conditions, limitations and exclusions (which are circumstances when benefits are limited or not paid). For the complete terms and conditions, download the sample copy of the Certificate of Insurance (PDF, 195 KB) . The information in these pages is general only. Products and their features may change at any time. In case of discrepancy between the information and examples provided on these pages and your Certificate of Insurance, your Certificate of Insurance prevails.
2 Source: GWL/CLA/LL Critical Illness Insurance – Thought Leadership Research 2015 (1786 online interviews)
3 Source: Edward Jones via Leger online panel of 1564 Canadians in October 2016