Coming soon

Exciting changes are coming to CIBC Smart Start, starting November 1, 2025.

Learn more about Smart Account updates.

Personal Account Service Fees (PDF, 510 KB) Opens in a new window.

CIBC Global Money Transfer Agreement (PDF, 100 KB) Opens in a new window.

Important Information About Upcoming Changes to Bank Accounts and Fees Effective November 1, 2025 (PDF, 205 KB) Opens in a new window.

Monthly fee and transactionsⓘ, ⓘ

Record keeping fees

Additional banking services

Learn about CIBC Overdraft Protection Service