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Fees and details

The total fee you pay is made up of 3 things:

Your account's monthly fee and transactions
Record keeping fees
Fees for any additional banking services you use, such as non-CIBC ATM withdrawals and CIBC Overdraft Protection Service

Download full documentation:

Personal Account Service Fees (PDF, 510 KB) Opens in a new window.

CIBC Global Money Transfer Agreement (PDF, 100 KB) Opens in a new window.

Monthly fee and transactions^ⓘ^, ^ⓘ

$0 for unlimited transactions

Fee for additional transactions:

What counts as a transaction:

Debit purchases
CIBC withdrawals (including CIBC ATMs)
Interac e-Transfer® transactions
Transfers

Cheques
Pre-authorized payments
Bill payments

Record keeping fees

Paperless statements^ⓘ:

Free

Paper statements:

Monthly

Free

Quarterly

Free

Monthly with cheques imaged^ⓘ

Free

Interim Learn about interim statements. Opens a popup.

$4.50 each

Additional copy of statement

$5.00 each

Additional banking services

Interac e-Transfer service:

Sending

Free

Receiving

Free

Non-CIBC ATM withdrawals:

In Canada

$2.00 each plus transaction fee, if applicable^ⓘ

In the U.S. (Plus* and other Visa* networks)

For details, review additional service fees

Outside Canada and the U.S. (Plus* and other Visa* networks)

For details, review additional service fees

CIBC Global Money Transfer™^,^ⓘ:

Learn about CIBC Global Money Transfer

Overdraft protection:

Learn about CIBC Overdraft Protection Service

Other fees:

For details about fees for cheques, money orders and bank drafts, stop payments^ⓘ, NSF, wire transfers, safety deposit boxes, account closing and account transfers to other financial institutions, review additional service fees.

CIBC Smart™ Start

Monthly fee and transactionsⓘ, ⓘ

Fee for additional transactions:

What counts as a transaction:

Record keeping fees

Paperless statementsⓘ:

Paper statements:

Additional banking services

Interac e-Transfer service:

Non-CIBC ATM withdrawals:

CIBC Global Money Transfer™, ⓘ:

Overdraft protection:

Other fees:

Monthly fee and transactions^ⓘ^, ^ⓘ

Paperless statements^ⓘ:

CIBC Global Money Transfer™^,^ⓘ: