You’re in control — pay how and when you want
When you use your debit card as Interac Debit or Visa Debit, the money’s debited directly from your bank account. You can also add your card your mobile wallet.
- Use Interac Debit for in-store shopping across Canada. Tap to pay for groceries, gas and transit — no PIN needed for purchases up to $250.
- Backed with Interac Zero Liability Policy, so if your card's ever lost or stolen, you won't be held responsible for fraudulent purchases as long as you meet your obligations.
- Use Visa Debit for online and in-app purchases, such as online shopping, subscription services and recurring bills.
- Also use your debit card internationally at millions of merchants in over 200 countries, wherever Visa is accepted. Simply insert your card into the payment terminal, select “Visa” and use your PIN for added security.
- Backed with Visa Zero Liability Policy, so If your card's ever lost or stolen, you will not be held responsible for fraudulent purchases as long as you meet your obligations.
More ways to pay
Make payments your way, online or on the go
Free Skip+ membership, exclusively with CIBC
Link your eligible CIBC debit card and enjoy $0 delivery fees.‡ Plus, earn a $10 monthly voucher with your free Skip+ membership.†
Save up to 10 cents per litre on gas
Earn cash back at popular retailers with Paymi
Get student deals and discounts with SPC+
You’re always protected
Visa Zero Liability Policy2 and Interac Zero Liability Policy4
Active fraud monitoring
Managing your card is in your hands
Choose your debit card PIN
You can select or change your PIN using CIBC Online Banking® or CIBC Mobile Banking®.
Don't worry if you misplace your debit card
Feel safe knowing you can lock your card when you need to. Unlock your card when you find it.
Don’t have a CIBC account yet?