† This offer applies to the following eligible cards: CIBC Aventura® Visa Infinite* and CIBC Aventura® Gold Visa* Card. You can qualify for this offer if you apply and are approved for a new eligible card beginning March 5, 2024.
This is a digital-exclusive offer. To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.
A one-time annual fee rebate for you — the primary cardholder and up to 3 authorized users added at the time of the application. This offer does not apply to annual fees for authorized users that are added after you submit your application. This offer applies for the first year only. If your application for an eligible card is not approved, you may be considered for another card (as disclosed in your credit card application). If you are approved for that card, this annual fee rebate offer will apply in the amount of the annual fee, if any, of the alternate card. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two statements. Your new credit card account must be open and in good standing at the time the rebate is awarded.
If you apply and are approved for a new eligible card, you can receive:
i. A welcome bonus of 15,000 Aventura Points when you make your first purchase
ii. An additional bonus of 30,000 Aventura points if you have at least $3,000 in net purchases posted to your account during the first 4 monthly statement periods.
The $900 in value is based on the following:
a) $800: The maximum redemption value for 35,000 Aventura Points on a long-haul economy class airfare purchases, based on the Aventura Airline Rewards Chart at CIBC Rewards Opens in a new window., before taxes and other charges.
b) $100: Redemption value for 10,000 Aventura Points towards a Flexible Travel Reward purchase at a rate of 100 points = $1.00 CA
Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura® Visa Infinite* Card or CIBC Aventura® Gold Visa* Card are excluded. Card account must be open and in good standing at the time the bonus Aventura Points are awarded. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. For this offer, the following do not qualify as purchases: cash advances, CIBC Global Money Transfers™, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
To obtain an Airline Travel Reward, you must redeem at least 80% of the total number of Aventura Points required to purchase it. If you don’t have enough Aventura Points to purchase an Airline Travel Reward in full, you may make a Top Up Purchase of Aventura Points for up to 20% of the total Aventura Points required for the flight excluding Taxes and Other Charges. For Top Up Purchases, Aventura Points may be purchased at a rate of 3 cents per Aventura Point plus applicable taxes. The Top Up Purchase will be charged to your Card and does not earn Aventura Points. Top Up Purchases cannot be refunded or reversed.
Receive one (1) statement credit up to a maximum value of $100 CA when NEXUS◊ application fee is charged to an eligible card, regardless of NEXUS application approval.
Limit one (1) statement credit every 4 years. You must use your eligible card to pay the NEXUS◊ application fee. In order to be eligible for the statement credit, cardholders must be in good standing at the time the application fee is charged. CIBC has no control over the NEXUS program including, but not limited to, application approval process, enrollment, or fees charged. NEXUS eligibility requirements are determined by the Canada Border Service Agency (CBSA) and the U.S. Customs and Border Protection (US CBP), and can be found on their Nexus Government of Canada page Opens in a new window..
A NEXUS◊ application fee is valued at $50 CA or $50 US.
‡ You (the primary cardholder) will receive 1 Journie Rewards promo code worth up to $70 plus any applicable taxes. The promo code will provide you with 3X Journie Rewards points (up to maximum of 900 points) plus an additional $0.10 cents per litre discount on gas up to a maximum retail value of $25 at participating locations. The promo code also provides you with 2 free premium car washes (Chevron “The Works”, Pioneer “Ultimate”, Ultramar “Supreme”, Fas Gas “Premium”) at a participating location. For a list of participating Journie Rewards gas stations and car wash locations, visit Journie Rewards Destinations Opens in a new window..
To activate this offer, you must link your new CIBC card with your Journie Rewards account. To receive the Journie benefits included in this offer, you must present your Journie Rewards App or Card and pay with your linked CIBC card at the time of purchase.
You must enter your promo code into the Journie Rewards app or on journie.ca Opens in a new window. within 60 days of receiving it by email. Your promo code is only valid for 90 days after being entered, subject to maximum thresholds as described above, whichever comes first.
To be eligible to receive the promo code, you must apply and be approved for a new CIBC Aventura® Visa Infinite* Card, CIBC Aventura® Gold Visa* Card, CIBC Aventura® Visa Card, CIBC Dividend® Visa Infinite* Card, CIBC Dividend Platinum® Visa* Card, or CIBC Dividend® Visa Card starting November 1, 2023. You must provide a valid email in your credit card application to receive the code.
The promo code will be emailed to the you within 12 weeks from the date your credit card account is opened. CIBC is not responsible if your promo code is not activated or not received for any reason. No cash reward or other substitutions will be provided. This offer can be combined with other CIBC offers that consist of the Journie Rewards Promo Code. Each CIBC client may receive a maximum of 2 Journie Rewards promo codes.
Credit card account must be open and in good standing at the time the Journie Rewards Promo Code is awarded. Offer applies to newly approved credit card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura® Visa Infinite* Card, CIBC Aventura® Gold Visa* Card, CIBC Aventura® Visa Card, CIBC Dividend® Visa Infinite* Card, CIBC Dividend Platinum® Visa* Card, or CIBC Dividend® Visa Card are excluded. This offer is not transferable or assignable and must be accepted as awarded. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
◊ You can qualify for this offer if you apply and are approved for a new CIBC Aventura® Visa* card beginning March 5, 2024.
If you apply and are approved for a new CIBC Aventura® Visa, you can receive up to 10,000 Aventura Points:
a) Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. The following activities are worth 500 Aventura Points each: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura Visa card; 3. Add an authorized user on your new Aventura Visa card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your Aventura Visa card with Apple Pay® or Samsung Pay or Google Pay™. It may take up to two statement cycles for the bonus Aventura Points to appear on your credit card statement after each of the above activities have been completed. You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a branch or calling 1-800-465-4653 Opens your phone app.. This offer is applicable to the first authorized user added only. Your authorized users will be issued the additional card(s) automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users (counting any existing authorized users you may already have). Authorized users under the age of 13 can only be added by calling CIBC at 1-800-465-4653 Opens your phone app.. You must hold any of the following CIBC Chequing accounts: CIBC Everyday® Chequing Account, CIBC Smart™ Account, CIBC SmartPlus® Account, CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus® Chequing Account, CIBC Waive Account®, CIBC MenuPlus® – Maximize Interest Account, CIBC Chequing Savings Account. If you already have an existing eligible CIBC Chequing account or shared your email address with CIBC, you will be qualified to receive the 500 Aventura Points each. If you do not have an eligible account you may apply at CIBC Personal Banking or by calling 1-866-525-8622 Opens your phone app.. To learn more about the mobile payment options, visit CIBC Ways to Pay.
b) An additional bonus of 7,500 Aventura Points after your first purchase (made within 4 months of account opening) on the Credit Card Account.
Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura® Visa* Card are excluded. Card account must be open and in good standing at the time the Aventura Points are awarded. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. For this offer, the following do not qualify as purchases: cash advances, CIBC Global Money Transfers™, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
The $100 value is based on the redemption value for 10,000 Aventura Points towards a Flexible Travel Reward purchase at a rate of 100 points = $1.00 CAD.
◊◊ Earn 1 Aventura Point on purchases (excluding returns) at merchants classified in the credit card network as grocery stores, service stations or automated gas dispensers, or drug stores. This bonus Aventura Points offer is only available on the first $6,000 in net annual card purchases on your account (meaning purchases by all cardholders) at grocery, drug store and gas merchants; after that, net card purchases at grocery, drug store and gas merchants will earn Aventura Points at the regular rate. The $6,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
1 Bonus (double) Aventura Points are earned on each dollar charged to the card on CIBC Rewards Centre travel purchases other than taxes, insurance, service charges or similar items. Aventura Points are not earned on travel obtained by redeeming Aventura Points.
2 Earn 1.5 Aventura Points per dollar charged on purchases (excluding returns) at merchants classified in the credit card network such as grocery stores, service stations or automated gas dispensers, electric vehicle charging with a merchant category code of MCC 5552 or drugstores. This bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drugstore and gas merchants and merchants classified as electric vehicle charging with a merchant category code of MCC 5552 will earn Aventura Points at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
3 Aventura Points are earned on card purchases less returns, and not on cash advances, CIBC Global Money Transfers™, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and surcharges may apply to Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period. We may make special offers, including offers to earn Aventura Points on CIBC Global Money Transfers, which may be for a limited period and contain additional terms and conditions.
4 To participate in this offer, you must have a CIBC Aventura® Visa Infinite* Card, CIBC Aventura® Gold Visa* Card, CIBC Aventura® Visa Card, CIBC Dividend® Visa Infinite* Card, CIBC Dividend Platinum® Visa* Card, or CIBC Dividend® Visa Card. For full offer details, refer to the CIBC and Journie Rewards Program Terms and Conditions (PDF,146KB) Opens a new window in your browser..
5 Participating locations include select retail Pioneer, Fas Gas (after Oct 6, 2021), Ultramar and Chevron branded gas stations in Canada. For a full list of participating stations, visit Journie Rewards Opens in a new window..
6 You will save three cents ($0.03) per litre at the time of your purchase if you present your Journie Rewards card or app and use your linked CIBC card to pay. Available at participating locations on any grade of gasoline or diesel, up to 100 litres per transaction.
To get the discount, you must be enrolled in and use CIBC Online Banking® or the CIBC Mobile Banking® App to link your eligible CIBC card(s) to Journie Rewards. Card linking may take up to two (2) business days. To participate in this offer, you must have a CIBC debit card or personal credit card issued by CIBC. All Simplii cards are excluded. Please visit the CIBC and Journie Rewards page for full program terms and conditions.
7 Once your Journie Rewards account has reached three hundred (300) Journie Points, you will automatically save an additional seven cents ($0.07) per litre on your next fuel purchase transaction made within 30 days, up to a maximum of 100 litres. Once you pass 300 points, your balance will reset and start counting toward 300 points and your next seven cents ($0.07) fuel discount. For more details, visit journie.ca Opens in a new window..
8 Bonus Point offer valid for limited time. 150 Journie Rewards points will be added to your registered Journie Rewards account when you link your eligible CIBC debit and credit cards. Linking bonus is only issued one time per customer.
9 For a limited time, in addition to the 75 points you will receive for registering into JOURNIE Rewards, you will also receive an additional 75 points if you register via the JOURNIE Rewards Mobile App. Points are added instantly, upon completion of registration in the App. This offer applies for new registrations only, and the promotion may be terminated at any time.
10 Interest rates may change from time to time. "Cash" means cash advances, balance transfers and Convenience Cheques.
11 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). You may contact RSA at 1-866-363-3338 Opens your phone app. in Canada and the U.S. or collect from elsewhere at 905-403-3338 Opens your phone app. or visit the CIBC Cards Insurance Benefits page Opens in a new window.. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, go to Agreements and Insurance and review the insurance certificate(s) in your card package. Some insurance coverage(s) require purchase(s), auto rentals, common carrier fares and other trip costs to be charged to the card to activate coverage. Other conditions may also apply. Auto Rental Collision and Loss Damage Insurance (CLDI) is available for automobile rentals of up to 48 days. The full cost of the rental must be charged to the card and the rental agency's Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your insurance certificate. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI insurance certificate in your card package and any other insurance you own to decide which coverage best meets your protection needs. Out-of-Province Emergency Travel Medical Insurance (TMI) covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip if the covered person is age 64 or under, or for the first 3 days of a trip if the covered person is age 65 or older.
Note: Dependent children must be age 20 or under or a full-time student age 24 or under, unless they have a permanent physical or mental deficiency. Trip Cancellation and Trip Interruption Insurance may not cover medical procedures performed without pre-approval. TMI and Trip Interruption Insurance may not cover certain pre-existing health or medical conditions. Certain RSA coverages are "excess insurance" (all other sources of insurance and recovery must be exhausted before coverage is available). For more information, call the insurer toll-free at 1-866-363-3338 Opens your phone app. in Canada, the continental U.S. and Hawaii or, collect from elsewhere at 905-403-3338 Opens your phone app.. You can also visit CIBC RSA Group Opens in a new window..
12 CIBC Travel Medical Insurance is underwritten by Co-operators Life Insurance Company Opens in a new window. (1-800-454-8061 Opens your phone app.) and is administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. This insurance is subject to eligibility conditions, limitations and exclusions (including pre-existing medical condition exclusions), which are contained in the CIBC Comprehensive Travel Insurance Plan certificate of insurance (PDF, 565 KB) Opens in a new window. you receive following enrollment. For more information call CIBC Travel Insurance at 1-800-281-9109 Opens your phone app..
13 CIBC Payment Protector™ Insurance for Credit Cards is optional creditor’s group insurance underwritten by Canadian Premier Life Insurance Company (Canadian Premier) and administered by Canadian Premier and CIBC (for more information about Canadian Premier, you may call their customer service office at 1-800-893-2862 Opens your phone app. [English] or 1-800-939-0169 Opens your phone app. [French] or visit the Canadian Premier Opens in a new window.. This insurance is subject to eligibility conditions, limitations and exclusions (which are circumstances when benefits are limited or not paid), including a pre-existing medical condition exclusion for the Critical Illness coverage (the illnesses covered are life threatening cancers, heart attacks and strokes). This content is provided for informational purposes only and is not complete in detail. For more details about CIBC Payment Protector™ Insurance, please visit CIBC Payment Protector Insurance.
™ All of Journie Rewards trademarks are owned by Parkland Fuel Corporation.
™ All of Pioneer’s trademarks are owned by Parkland Fuel Corporation; Pioneer Energy is a licensed user of those trademarks.
Ultramar is a registered trademark of Valero Energy Inc., used under license.
CHEVRON is a registered trademark of Chevron Intellectual Property LLC, used under license.
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