Smart Advice Enjoying Retirement

Getting organized now means you'll be able to focus on what matters most later. Here are some tips to keep in mind.
Collin Crowell Aug. 31, 2020 4-minute read

Ready to roll up your sleeves and get started?

1. Take stock of your retirement benefits

Tip: An advisor can help you figure out how to organize your information and maximize these income sources.

2. Trim your spending

Tip: Find out if you can save money on housing, utilities and phone bills by moving, refinancing or switching providers.

3. Streamline your bank accounts

Tip: Don't forget to take a closer look at new banking benefits and packages that may better suit you for this new stage in life.

4. Consolidate your credit cards

Tip: Before you shift money among cards, find out if there are balance-transfer fees.

5. Purge the paper

Tip: Consider storing important documents in several places, including your computer and an external hard drive.

6. Line up your insurance policies

Tip: Be sure to shop around for the best rates and terms to make sure you're getting the best value.

7. Dust off your will

Tip: If you don't have a will, get legal and financial advice to make one that best suits your estate needs.

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