1 Transaction limits apply.
2 CIBC foreign exchange rates apply.
3 Your Card expires on the last day of the month set out on the Card. If your Card has a balance on it and you have used your Card in the last 12 months, a replacement Card will automatically be mailed to you prior to the expiry date. We will also mail you a replacement Card prior to the expiry date if your Card has a zero or negative balance, but you have used it in the last 30 days. Otherwise, please contact us if you would like a replacement for your expired Card. We will send your replacement Card to your registered address on file at no additional cost.
4 Text message charges may apply. Check with your service provider.
5 The Visa Zero Liability Policy does not apply to ABM transactions. You must comply with the Prepaid Card agreement including safeguarding your card, your card details and PIN.
6 When paying from a CIBC USD deposit account.
7 These are the ATM withdrawal fees charged by CIBC. Non-CIBC ATM providers may charge additional fees.
8 To prevent fraud, we may impose additional Transaction limits and we may change them at any time, with or without notice to you. ATM providers may also set their own withdrawal limits which may be lower.
CIBC Smart™ Prepaid Visa Card & CIBC Smart™ Prepaid Travel Visa Card Terms and Conditions (PDF, 150 KB)