Thinking about changing your mortgage payments?

What are mortgage prepayment charges?
Before you make an extra mortgage payment, learn about prepayment options and charges.

 Read article (7 minutes) What are mortgage prepayment charges?

How to pay off your mortgage faster
There are several ways you can pay off your mortgage sooner, including taking advantage of prepayment privileges and making annual lump-sum payments.

 Read article (3 minutes) How to pay off your mortgage faster.

The benefits of flexible mortgage payments
Discover simple payment changes that can make it easier to pay off your mortgage.

 Read article (2 minutes) The benefits of flexible mortgage payments.

Try our mortgage calculators

Mortgage payment calculator

Find out how changing your payment frequency and making prepayments can save you money.

Mortgage prepayment charge calculator

Discover what it may cost to pay all or part of your closed mortgage before the maturity date.

Have mortgage payment questions? We can help.

Get financial assistance

If you can't afford your mortgage payment or might miss a payment, reach out as soon as possible to discuss your options.

Call us at 1-855-990-1011 Opens your phone app.

Prepare for interest-rate changes

Discover the options available to help you make informed financial decisions in a rising rate environment.

Learn more about preparing for interest-rate changes.

Questions you can ask our mortgage experts

Here are some common questions our clients ask us:
  • Can I have a summary of what my mortgage principal looks like today?
  • Which account does my mortgage payment come out of?
  • How much of my payment is going toward principal versus interest?
  • What is my mortgage maturity date or renewal date?
  • What are the differences between a fixed and variable rate mortgage? What are the pros and cons of each?
  • What happens when my mortgage is up for renewal? How should I be preparing?

Ready to talk about mortgages?

Call us: 1-866-525-8622 Opens your phone app.

One of our specialists at the Mortgage Contact Centre can help you with your inquiry.

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Book a meeting with us online or at your preferred branch, or schedule a phone call with an advisor.

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With over 1,100 locations across Canada, it's easy to connect with us.