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Your path to education savings starts here
Education savings made simple
Diversified for success
Portfolios incorporate multiple layers of diversification to help you successfully achieve education savings goals.
Built with the future in mind
Each portfolio’s asset mix is designed to capture growth in the early years and preserve capital as the education date gets nearer.
Suitable for learners of all ages
A target date strategy works for learners of all ages — including adults — because education is a lifelong journey.
Your portfolio's asset mix evolves as post-secondary education approaches
Select the estimated number of years to school enrollment and interact with the graph to view the asset mix at various points in time.
Years to post-secondary Education | % Equity | % Fixed income |
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For illustrative purposes only. Target allocations may vary.
CIBC Education Portfolios
CIBC Education Portfolios are designed to provide you with confidence as you save for education goals — whether that’s for a child or yourself.
Maximize your education savings
Invest in a CIBC Education Portfolio with a Registered Education Savings Plan (RESP) to maximize your education savings with a range of tax benefits, provincial and federal education grants and incentives.
Enjoy peace of mind
Markets will change, but the outcome you’re striving for remains the same. CIBC Education Portfolios are professionally constructed and actively managed to navigate changing markets.
Stay invested after post-secondary education begins
Even when you arrive at your education savings goal, your investment keeps working for you. The Graduation Portfolio provides a stable level of income with capital preservation and flexibility to access your funds when they are needed.
Find the portfolio that's right for you
CIBC Target 2045 Education Portfolio

YEARS OF BIRTH: 2025–2029
Asset allocation
⬤ 100% Equity
CIBC Target 2040 Education Portfolio

YEARS OF BIRTH: 2020–2024
Asset allocation
⬤ 90% Equity
⬤ 10% Fixed income
CIBC Target 2035 Education Portfolio

YEARS OF BIRTH: 2015–2019
Asset allocation
⬤ 70% Equity
⬤ 30% Fixed income
CIBC Target 2030 Education Portfolio

YEARS OF BIRTH: 2010–2014
Asset allocation
⬤ 45% Equity
⬤ 55% Fixed income
CIBC Graduation Portfolio

For illustrative purposes only. Asset weights represent the target asset mix of each portfolio in 2025. Target allocations are subject to change with the asset allocation strategy outlined in the prospectus.
Continue exploring your education savings options

Managed by investment professionals
Insights and resources

CIBC Education Portfolios
Simplify the education savings journey.
Learn more about the key features and benefits of CIBC Education Portfolios.

Registered Education Savings Plan
Invest in your child's future.
An effective way to save for a child's post-secondary education is with a CIBC Registered Education Savings Plan (RESP).
RESP Calculator
Thinking about saving for your children's education?
Use our quick and easy calculator to learn about the benefits of government grants and how to grow an RESP.
FAQ
Additional information
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