Education savings made simple

Diversified for success

Portfolios incorporate multiple layers of diversification to help you successfully achieve education savings goals.

Built with the future in mind

Each portfolio’s asset mix is designed to capture growth in the early years and preserve capital as the education date gets nearer.

Suitable for learners of all ages

A target date strategy works for learners of all ages — including adults — because education is a lifelong journey.

Select the estimated number of years to school enrollment and interact with the graph to view the asset mix at various points in time.

18 years
16 years
14 years
12 years
10 years
8 years
6 years
4 years
2 years
1-0 years
Select age
Select the estimated number of years to school enrollment and interact with the graph to view the asset mix at various points in time.
Years to post-secondary Education % Equity % Fixed income

For illustrative purposes only. Target allocations may vary.

Maximize your education savings

Invest in a CIBC Education Portfolio with a Registered Education Savings Plan (RESP) to maximize your education savings with a range of tax benefits, provincial and federal education grants and incentives.

Enjoy peace of mind

Markets will change, but the outcome you’re striving for remains the same. CIBC Education Portfolios are professionally constructed and actively managed to navigate changing markets.

Stay invested after post-secondary education begins

Even when you arrive at your education savings goal, your investment keeps working for you. The Graduation Portfolio provides a stable level of income with capital preservation and flexibility to access your funds when they are needed.

Find the portfolio that's right for you

CIBC Target 2045 Education Portfolio

YEARS OF BIRTH: 2025–2029

Asset allocation

  100% Equity

Learn more About the 2045 Education Portfolio.

CIBC Target 2040 Education Portfolio

YEARS OF BIRTH: 2020–2024

Asset allocation

  90% Equity
  10% Fixed income

Learn more About the 2040 Education Portfolio.

CIBC Target 2035 Education Portfolio

YEARS OF BIRTH: 2015–2019

Asset allocation

  70% Equity
  30% Fixed income

Learn more About the 2035 Education Portfolio.

CIBC Target 2030 Education Portfolio

YEARS OF BIRTH: 2010–2014

Asset allocation

  45% Equity
  55% Fixed income

Learn more About the CIBC 2030 Education Portfolio.

CIBC Graduation Portfolio

Asset allocation

  100% Fixed income

Learn more About the CIBC Graduation Portfolio.

For illustrative purposes only. Asset weights represent the target asset mix of each portfolio in 2025. Target allocations are subject to change with the asset allocation strategy outlined in the prospectus.

Continue exploring your education savings options

Managed by investment professionals

Insights and resources

CIBC Education Portfolios

Simplify the education savings journey.

Learn more about the key features and benefits of CIBC Education Portfolios.

Registered Education Savings Plan

Invest in your child's future.

An effective way to save for a child's post-secondary education is with a CIBC Registered Education Savings Plan (RESP).

RESP Calculator

Thinking about saving for your children's education?

Use our quick and easy calculator to learn about the benefits of government grants and how to grow an RESP.

FAQ

Additional information

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