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MORTGAGES
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Let us guide you into your new home with our helpful articles and tools.
Browse through advice about purchasing your next home, investment property or cottage.
Find out how mortgage renewal works, when to renew and what documents you need.
New mortgage rules
Find out what you need to know about Canada’s new mortgage rules.
Using my home equity
Unlock the hidden value in your home with our helpful tips and calculators.
Switching my mortgage to CIBC
Choose from a variety of CIBC mortgage products that meet your needs.
We'll help you find a rate and term that fits your needs.
What kind of mortgage is right for me?
Fixed-rate mortgages 
Learn more about fixed-rate mortgages.
Get a locked in, competitive rate.
Ideal if you want protection against interest rate increases.
Variable-rate mortgages
Learn more about variable-rate mortgages.Learn more about variable-rate mortgages.
Get a lower rate that changes with the market.
Ideal if you want to save money if interest rates go down.
Borrow against the equity in your home.
Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.
Use our calculators
Calculate your mortgage payment and learn helpful tips to save money.
Mortgage affordability calculator
Use the calculator to help you find out how much you can borrow.
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CIBC free credit score
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Mortgage advice that fits your life
Get personalized advice with no cost or obligation.
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