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MORTGAGES

Feel right at home.

Whether you're a first-time home buyer or just need mortgage advice, let us be your guide.

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Special offer Get up to $2,500 when you switch your mortgage to CIBC^†. Learn about this offer.

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Buying my first home

Let us guide you into your new home with our helpful articles and tools.

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Buying my next property

Browse through advice about purchasing your next home, investment property or cottage.

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Renewing my mortgage

Find out how mortgage renewal works, when to renew and what documents you need.

New mortgage rules

Find out what you need to know about Canada’s new mortgage rules.

Using my home equity

Unlock the hidden value in your home with our helpful tips and calculators.

Switching my mortgage to CIBC

Choose from a variety of CIBC mortgage products that meet your needs.

Our featured rates

5-year fixed

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(APR RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,2,null)(#O2#)%)

7-year fixed

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(APR RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,2,null)(#O2#)%)

All mortgage rates

Request a call from a CIBC Mortgage Advisor Request a call from a CIBC Mortgage Advisor. Opens a new window in your browser.

We'll help you find a rate and term that fits your needs.

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What kind of mortgage is right for me?

Fixed-rate mortgages Learn more about fixed-rate mortgages.

Get a locked in, competitive rate.

Ideal if you want protection against interest rate increases.

Variable-rate mortgages Learn more about variable-rate mortgages.Learn more about variable-rate mortgages.

Get a lower rate that changes with the market.

Ideal if you want to save money if interest rates go down.

CIBC Home Power Plan

Borrow against the equity in your home.

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

Compare mortgages All mortgage offers

Use our calculators

Mortgage payment calculator

Calculate your mortgage payment and learn helpful tips to save money.

Mortgage affordability calculator

Use the calculator to help you find out how much you can borrow.

Explore all mortgage calculators

Let's get started

Request a callRequest a call. Opens a new window in your browser.
or call us at 1-866-525-8622

Meet with usMeet with us. Opens a new window in your browser.

Find a CIBC Mortgage AdvisorFind a Mobile Mortgage Advisor. Opens a new window in your browser.

Start the pre-approval process

Even more reasons to bank with us

CIBC free credit score

Get your credit score instantly. It's free for clients on the CIBC Mobile Banking^® App.
Learn moreLearn more about how to get your credit score for free..

Mortgage advice that fits your life

Get personalized advice with no cost or obligation.

Beyond 9 to 5

Many locations are open late and on weekends. (Yes, Sundays too!)

Learn about mortgages

Advice

Information on mortgage prepayment

Advice

Start saving for your mortgage down payment

Advice

Buying a second home

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Mortgage glossary

Questions?

Top mortgage questions Opens a new window in your browser.

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