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Buying my first home

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Buying my next property

Browse through advice about purchasing your next home, investment property or cottage.

Renewing my mortgage

Find out how mortgage renewal works, when to renew and what documents you need.

New mortgage rules

Find out what you need to know about Canada’s new mortgage rules.

Using my home equity

Unlock the hidden value in your home with our helpful tips and calculators. 

Switching my mortgage to CIBC

Choose from a variety of CIBC mortgage products that meet your needs.

Our featured rates

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5-year fixed

High-ratio mortgage

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5-year term


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7-year term

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(APR RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%)†

5-year variable flex

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What kind of mortgage is right for me?

Fixed-rate mortgages    Learn more about fixed-rate mortgages. Learn more about fixed-rate mortgages.

Get a locked in, competitive rate.

Ideal if you want protection against interest rate increases.

 

Variable-rate mortgages     Learn more about variable-rate mortgages.

Get a lower rate that changes with the market.

Ideal if you want to save money if interest rates go down.

CIBC Home Power Plan

Borrow against the equity in your home.

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

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Mortgage payment calculator

Calculate your mortgage payment and learn helpful tips to save money. 

Mortgage affordability calculator

Use the calculator to help you find out how much you can borrow.

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Even more reasons to bank with us

CIBC free credit score

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