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Retirement advice

Life After Work

Plan for the type of lifestyle you want when you retire.

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Pension? Lump sum? How to choose when faced with this decision

Are you better off staying with the plan and getting a pension when you're eligible or taking a lump sum now?

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Short on Savings: Will You Be Working into Retirement?

A new poll of Canadian baby boomers shows that many are falling short of their retirement savings goals.

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Retirement Planning: More than 5 Years Out

If you have more than 5 years of full-time work ahead, your retirement planning is likely to centre on a number of mid to long-term activities.

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Retirement Planning: Less than 5 Years Out

With less than 5 years to go before retirement, it’s time to maximize your savings and finalize your retirement plans.

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Planning Beyond Retirement

Three issues that can affect your finances during and after your retirement.

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Revisit Your Retirement Plan

How to make sure you're still on track to meet your retirement needs.

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Slash Credit-Card Debt Before You Retire

How to dig out of your toughest debt trap: high-interest credit cards.

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Will You Be Ready to Retire?

Set priorities to keep your retirement plans are track.

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Will You Be Among Many Who Choose Not to Retire?

Many individuals who can afford to retire are choosing to continue working.

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With the Kids Gone, it's Time to Focus on You

Empty nesters considering early retirement need a retirement plan.

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How to Save for Retirement

Investing for your retirement helps to ensure you’ll have the savings and income you need to live comfortably.

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Benefits of a Regular Investment Plan

For most of us, it’s considerably easier to come up with smaller investment amounts on a regular basis than it is to make a large, lump-sum contribution.

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The 6 Principles of Smart Investing

Successful investing involves making choices that meet your unique needs today and your financial goals for the future.

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Choosing an RRSP

There are many options available for your RRSP.

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Raising RRSP Contributions

How to save more for your retirement.

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A Gen-X'er's Retirement Plan

How one couple mapped out a straight financial path.

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How to Save for Your Future Self: Engage Your Emotional Brain

While saving may seems like a rational decision, new research shows the benefits of engaging your "emotional" brain to help you save.

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How to Save for Your Future Self: Interact with the Future You

Peeking into the future can be scary. Yet, painting a clear picture of your future self could be the key to a strong retirement.

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How to Save for Your Future Self: Confront the Demons Under the Bed

Fear is something we generally try to avoid. But, when it comes to saving, confronting it could be the key to transforming our habits.

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Client stories


Preparing to Retire

“Margaret: I've always dreamed of spending my retirement years in a condominium in the southern U.S. Now that I’m almost ready to retire, I’m really looking forward to taking the next steps. What do I need to do now to make sure I’ll have the income I need during my retirement years and for my dream condo?”

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Saving for retirement

“Paul and Lydia: We know we should be saving for our retirement, but we are unsure how to start. We need to learn more about investing so we can feel confident about our decisions. How can we start saving for our future without giving up the things we love today?”

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More Than Half of Retired Canadians are Carrying Debt

It may be harder to pay down debt once you retire – learn how to manage and eliminate debt in retirement.

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Retirement Income Options

Government legislation requires you to choose a retirement income option for your Registered Retirement Savings Plan (RRSP) by December 31st of the year in which you turn 71.

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What is a RRIF

The main purpose of a RRIF is to provide a source of ongoing retirement income.

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Get the most from your RIF

Ten strategies, available to most Canadians, can help individuals meet their income needs in retirement, while minimizing taxes and simplifying their finances.

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Retirement Pulse Check

Once you retire, it's a good idea to reassess your retirement strategy to ensure you're still on track.

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Budgeting for Your Life in Retirement

How to ensure that your savings will last as long as you need them to.

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A New Novel, a Fresh University Pass: A Look at Women Empowered in Retirement

These women may have found the key to a healthier and more fulfilling retirement. They're writing novels, attending university and — according to these experts — getting smarter and healthier with age.

Learn moreLearn how women are saving for retirement and fulfilling their goals

Set Sail on Your Dream Retirement: One Couple's Adventures on the Open Sea

Read how this couple turned their passion for sailing into their retirement plan.

Learn moreLearn more about one couple’s adventures at sea.

 

Vancouver Friends Trade Mittens for Baja Treehouse Paradise

What started as a series of vacations to escape the grey of winter has turned into second chapter of life in Mexico.

Learn moreLearn more about two friends and their adventures in Mexico.

Expert's corner

Jamie Golombek

Ten RRSP Hacks (PDF, 200 KB) Opens a new window in your browser

An RRSP allows you to set aside income for retirement. Here are ten hacks that will help you reap the full benefits of your contributions.

Jamie Golombek

Mortgages or Margaritas: Is paying down debt putting your retirement at risk? (PDF, 70 KB) 

Paying down debt at the expense of retirement may harm your long-term savings.

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