CIBC CreditSmart Personal Budgeting Solutions give you tools and information to make smart credit decisions. CIBC CreditSmart offers you alerts to help you manage spending, tools to help organize your finances, and best-in-class security alerts to protect your credit. These are all available to you at no additional cost. It’s a credit card on your terms®.
Easy organization of your finances
Manage your monthly and year-to-date spending with an Enhanced Monthly Statement. Get a detailed view of your credit card spending and create customized budgets with a CIBC CreditSmart Spend Report.
Smart management of spending
Set up alerts and get notified when you approach your credit limit or exceed your customized budget with CIBC CreditSmart Spend Alerts1. Create personal spend categories with CIBC CreditSmart Personal Spend Manager.
Increased security alerts
Stay up-to-date on key changes to your personal credit report with CIBC CreditSmart Credit Report Alerts2. Receive notifications of potential unauthorized use of your card with CIBC CreditSmart Fraud Alerts. Get quick access to guidance if you suspect you’re the victim of identity theft with CIBC CreditSmart Identity Theft Assistance.
Trademarks and Disclaimers
1 Transactions must first be posted to your account before they can trigger a spend alert. It may then take up to 24 hours after a triggering transaction is posted for an alert to be sent.
2 This service is provided by Equifax Canada, a leading credit bureau in Canada.
® A credit card on your terms and CIBC CreditSmart are registered trademarks of CIBC.