Retirement Planning

Retirement Planning

Achieve the retirement lifestyle you want by ensuring you have a retirement plan in place — and in action.

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Videos

Building retirement savings: things to consider

TFSAs vs RRSPs when nearing retirement

Jamie Golombek offers tips on building retirement savings

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TFSAs vs RRSPs when nearing retirement

TFSAs vs RRSPs when nearing retirement

Jamie Golombek discusses which is better for near retirement, TFSA or RRSP?

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Should you do pension splitting as a couple with CPP?

How does a Line of Credit Work?

What is pension splitting and when does it make sense?

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Would you recommend an income property?

How does a Line of Credit Work?

Is it worthwhile to invest some of your retirement money in an income property?

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How to retire richer together

How to Retire Richer Together

Jamie Golombek discusses the importance of planning as a couple when it comes to retirement

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Articles

Life After Work

Plan for the type of lifestyle you want when you retire.

Learn more: Life After Work

Pension? Lump sum? How to choose when faced with this decision

Are you better off staying with the plan and getting a pension when you're eligible or taking a lump sum now?

Learn more: Build a successful savings plan

Short on Savings: Will You Be Working into Retirement?

A new poll of Canadian baby boomers shows that many are falling short of their retirement savings goals.

Learn more: Short on Savings Ė will you be working into retirement?

More Than Half of Retired Canadians are Carrying Debt

It may be harder to pay down debt once you retire Ė learn how to manage and eliminate debt in retirement.

Learn more: More than half of retired Canadians are carrying debt

Retirement Planning: More than 5 Years Out

If you have more than 5 years of full-time work ahead, your retirement planning is likely to centre on a number of mid to long-term activities.

Learn more: Retirement planning ó more than five years out

Retirement Planning: Less than 5 Years Out

With less than 5 years to go before retirement, itís time to maximize your savings and finalize your retirement plans.

Learn more: Retirement planning: Less than five years out

Planning Beyond Retirement

Three issues that can affect your finances during and after your retirement.

Learn more: Planning beyond retirement

Revisit Your Retirement Plan

How to make sure you're still on track to meet your retirement needs.

Learn more: revisiting your retirement plan

Slash Credit-Card Debt Before You Retire

How to dig out of your toughest debt trap: high-interest credit cards.

Learn more: Slashing credit card spending before you retire

Will You Be Ready to Retire?

Set priorities to keep your retirement plans are track.

Learn more: will you be ready to retire?

Will You Be Among Many Who Choose Not to Retire?

Many individuals who can afford to retire are choosing to continue working.

Learn more: Will you be among many who choose not to retire

With the Kids Gone, it's Time to Focus on You

Empty nesters considering early retirement need a retirement plan.

Learn more: With the kids gone, it's time to focus on you

How to Save for Retirement

Investing for your retirement helps to ensure youíll have the savings and income you need to live comfortably.

Learn more: How to save for retirement

Benefits of a Regular Investment Plan

For most of us, itís considerably easier to come up with smaller investment amounts on a regular basis than it is to make a large, lump-sum contribution.

Learn more: Benefits of a regular investment plan

The 6 Principles of Smart Investing

Successful investing involves making choices that meet your unique needs today and your financial goals for the future.

Learn more: The six principles of smart investing

Choosing an RRSP

There are many options available for your RRSP.

Learn more: Choosing an RRSP

A Gen-X'er's Retirement Plan

How one couple mapped out a straight financial path.

Learn more: A Gen-X'er's retirement plan

Retirement Income Options

Government legislation requires you to choose a retirement income option for your Registered Retirement Savings Plan (RRSP) by December 31st of the year in which you turn 71.

Learn more: Retirement income options

What is a RRIF

The main purpose of a RRIF is to provide a source of ongoing retirement income.

Learn more: What is a registered retirement income fund (RRIF)?

Get the most from your RIF

Ten strategies, available to most Canadians, can help individuals meet their income needs in retirement, while minimizing taxes and simplifying their finances.

Learn more: Get the most from your retirement income fund (RIF)?

Retirement Pulse Check

Once you retire, it's a good idea to reassess your retirement strategy to ensure you're still on track.

Learn more: Retirement pulse check

Budgeting for Your Life in Retirement

How to ensure that your savings will last as long as you need them to.

Learn more: Budgeting for your life in retirement

Client Stories

Preparing to Retire

ďMargaret: I've always dreamed of spending my retirement years in a condominium in the southern U.S. Now that Iím almost ready to retire, Iím really looking forward to taking the next steps. What do I need to do now to make sure Iíll have the income I need during my retirement years and for my dream condo?Ē

Read the story: Preparing for retirement

Saving for retirement

ďPaul and Lydia: We know we should be saving for our retirement, but we are unsure how to start. We need to learn more about investing so we can feel confident about our decisions. How can we start saving for our future without giving up the things we love today?Ē

Read the story: Saving for retirement