Financial Protection: Advice from CIBC on protecting what’s important

Protect What’s Important

Protect what’s important today and tomorrow to ensure you have what you want when you need it.



Expert’s Corner

Learn how to protect your assets in a 5-part series on Estate Planning, featuring advice from experts in taxation, trust and estate planning.

Your Estate Matters! –
Common Traps and How To Avoid Them : PDF document
 (130 KB)

Many estate planning mistakes are made through inexperience and lack of knowledge. This report will help identify 2 of the most common mistakes people make with their estate plans, as well as some strategies to remedy them.

Willpower – Common Will Planning Mistakes and How to Avoid Them : PDF document (135 KB)

Even when a will has been executed as part of an estate plan, there could be some mistakes that are commonly made.

You’ve Got the Power! Planning for Incapacity : PDF document (155 KB)

A comprehensive estate plan should include plans for the needs of your surviving beneficiaries in the case of death; as well as plans for management of your finances if you should become unable to manage them by yourself.

Planning from the Grave – Testamentary Trust : PDF document (140 KB)

Leaving assets in a trust, rather than naming direct beneficiaries who will receive assets outright upon your death, can help solve some common estate planning mistakes.

In Trusts We Trust
Tax and Estate Planning Using Inter Vivos Trusts : PDF document
 (150 KB)

While people often think of transferring property upon death, you may also wish to consider transferring property during your lifetime.

What’s Up Dock? Tax and Estate Planning For Your Vacation Home : PDF document (120 KB)

During the summer months, many families spend time together away from the hustle and bustle of daily living, but what is your transition plan for your vacation home?


Powers of Attorney and Joint Accounts

You may wish to consider these financial options for when you are not able to make decisions for yourself as a result of illness, incapacity or other unforeseen circumstances. Review this important information, including a link to an online brochure from the Government of Canada.

Learn more: Powers of Attorney and Joint Accounts

Heir Un-Apparent: Estate Planning for U.S. Beneficiaries : PDF document (80 KB)

If your heirs are U.S. citizens or residents, taxes may erode their inheritance. Estate planning may help them to preserve family wealth.

Online Banking and Safety Tips

Here are some simple tips that you can follow to ensure that your online banking experience is safe and hassle free.

Learn more: Online banking and safety tips

The Estate Plans of Effective People

10 estate-planning tips to ensure that your assets go to the people you care about.

Learn more: The estate plans of effective people

Creditor Insurance: Are You Fully Protected?

In the face of unexpected events you can protect your finances with insurance on credit products.

Learn more: Creditor Insurance - Are you fully protected?

The Benefits of Life Insurance

Life insurance is important in planning for contingencies, providing for dependants and ensuring your financial goals will be achieved.

Learn more: The Benefits of Life Insurance

Choosing the Right Executor for Your Estate

84 per cent of Canadians with a will have named a family member or friend as executor, even though many don’t have the time or expertise for it.

Learn more: Choosing the Right Executor for Your Estate

Identity Fraud and Theft

Identity fraud is the stealing of personal information and then using it illegally.

Learn more: Identity fraud and theft

CIBC CreditSmart Increased Security

Whenever you're using your credit card, and even when you're not, it’s important that you feel your personal information is secure.

Learn more: CIBC CreditSmart increased security

Email and Text Message Fraud

Watch out for fraudulent emails and suspicious web pages and text messages, which can be used to gather sensitive information for the purpose of stealing your identity.

Learn more: Email and text message fraud

Debit and Credit Card Fraud

Debit card fraud occurs when the information contained on your debit card is stolen and used to obtain funds from your account without your authorization.

Learn more: Debit and credit card fraud

Sudden Wealth

Receiving a one-time lump sum payment can have a significant impact on your lifestyle — and your personal income taxes.

Learn more: Sudden wealth

Estate Plan Essentials

According to a recent financial poll conducted by Ipsos Reid, only 30% of Canadian adults have a formal estate plan.

Learn more: Estate plan essentials

Inheritance, Raise or Other Influx of Money

Invest inheritances, bonuses, raises and other influxes of money to increase your wealth.

Learn more: inheritance, raise or other influx of money

Protection Plan

Are you sure you have the insurance you need?

Learn more: Protection Plan

Is Your Home Fully Insured?

As your house's value rises, your insurance coverage should, too.

Learn more: Is Your Home Fully Insured?


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